NMLS

We encourage users to use the free NMLS Consumer Access Link to confirm that the mortgage company or mortgage professional with whom they wish to conduct business is authorized to conduct mortgage business in their state.

FHA Loans - Helping homeowners since 1934

FHA loans are now America's most popular loan for First-time Homebuyers.

Some of the advantages of an FHA HOME Loan:

Low Downpayment Programs
Take advantage of Low Interest Rates
Less Paperwork than Conventional Mortgage Programs
Easliy Increase or Decrease the Length of your Loan
Free 24 Hour Pre-Approval Process

Purchase Programs
First Time Home Buyer Loans

This FHA loan program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan programs Read more>>

Buy a home with a Family Member Gift

When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special FHA loan program Read more>>

Mobile - Manufactured Home Loans

An FHA Title I loan may be used for the purchase or refinancing of a manufactured home, a developed lot on which to place a manufactured home, or a manufactured home and lot in combination. The home must be used as the principal residence of the borrower. Read more>>

Buy an Multi-Family Home

The idea of owning rental real estate has been gaining popularity as investors tire of the swoops and swoons of the stock market. The FHA has 'non-owner' occupied programs programs for those investors. Read more>>

Buy a 2nd Home or Vacation Home

As home prices drop, many American families are using this opportunity to purchase that second home with an FHA home-equity credit line drawn on their primary residence. Read more >>

Refinance Programs
Refinance with Cash Out

Lowering your monthly mortgage payment is easier than ever as mortgage interest rates continue to set new record lows almost every week for more than two month Read more>>

Consolidate Debts

An FHA Debt Consolidation Loan can change your life, and we can connect you to an FHA Home Lending expert to talk over your financial situation so you are not left to figure out everything completely on your own. Read more>>

Refinance an Investment Property

The Federal Housing Administration (FHA) offers refinancing programs where the required equity is typically much lower when investment property is being refinanced, and the guidelines usually are less stringent than most conventional banks loans. Read more>>

Reverse Mortgage for Seniors

Many older Americans need greater financial security to supplement social security, meet unexpected medical expenses, make home improvements, and more. One of the nations fastest growing solutions is a Reverse Mortgage. Read more>>

FHA Loan Information

The FHA (Federal Housing Administration) does not lend money. The FHA is part of HUD & backs individual FHA Approved Lenders.

Our mission is to help you find the best FHA Approved Lender who can help you secure financing.

When you fill in our short application we will provide your information to one, (and only one) FHA Approved Lender who can help you based upon many factors, including your State, the type of FHA Loan, and your Credit History.

FHA News 2025

The FHA Weekly mortgage demand surges 11% higher, as interest rates dropped for the sixth straight week. The FHA is part of HUD & backs individual FHA Approved Lenders.

HUD Announces Changes to FHA Multifamily Mortgage Insurance Programs Home Loan: FHA to increase individual loan proceeds available to create new or refinance existing affordable multifamily rental properties and create new or substantially rehabilitate properties that provide rental opportunities for middle-income individuals and families.

FHA Proposes Looser Boarder Income Requirements For Qualifying Borrowers:These proposed changes include reducing the acceptable rental income history from two years to 12 months and expanding the types of acceptable income verification documentation

Down payment assistance programs remain underutilized, despite high eligibility among borrowers:the Quarterly Report to Congress from the U.S. Department of Housing and Urban Development (HUD) on the Federal Housing Administrations Single-Family Mutual Mortgage Insurance Fund, only 58.46% of the loans the agency endorsed were originated without the borrower receiving help for a down payment,