FHA Jumbo Loans

FHA Jumbo Loan Programs

fha jumbo loan

Effective March 6, 2008, HUD offered temporary FHA Jumbo Loan Limits that will range from $271,050 to $729,750 (Limits). Overall, the change in loan limits will help provide economic stability to America's communities.

The maximum amount of $729,750 will only be applicable to extremely high-cost metropolitan areas. Previously, FHA's loan limits in these very high-cost areas were capped at $362,790. 

The Economic Stimulus Act of 2008 permits FHA to insure loans on amounts up to 125 percent of the area median house price, when that amount is between the national minimum ($271,050) and maximum ($729,750). The new minimum and maximum loan limits are based on 65 percent and 175 percent of the conforming loan limits for Government-Sponsored Enterprises in 2008, which is $417,000.

The FHA used a combination of existing government data sets and available commercial information to determine the median sales price for each area. The change in loan limits are applicable to all FHA Insured Mortgage Loans endorsed with the HUD publication of the increased loan limits today, and it is temporary.

With the number of homeowners applying daily, it is important for you to act quickly, so please, Apply Now so that our FHA Mortgage Specialists can help you, today.


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FHA Jumbo Loan Programs