We encourage users to use the free NMLS Consumer Access Link to confirm that the mortgage company or mortgage professional with whom they wish to conduct business is authorized to conduct mortgage business in their state.

FHA Cash Out Refinance Program

A Government Backed Refinance Loan that enables borrowers to Refinance their Existing Home Lonas to a Lower Rate, Lower their Payments, and take Cash Out.

The Federal Housing Administration (FHA) has evolved to fit the ever-changing needs of borrowers since its beginning in 1934. More lenient on credit guidelines than conventional lenders, FHA-insured loans have helped millions of families to refinance those mortgages to decrease their interest rates and monthly payments, and to pull 'Cash Out' for personal reasons. Most people have some money tied up in the equity of their home. To get access to this money you can refinance your home to 85 percent of it's value. FHA Cash Out Refinance programs gives borrowers the ability to refinance their existing home loans to a lower interest rate or to a different type of mortgage (Fixed Rate - or - Adjustable Rate Mortgage).

FHA CASH OUT REFINANCE PROGRAMS:

Consolidate Debts

Home Improvements

Education Expenses

Vacation Expenses
Automobile Purchase
Personal Reasons

The most important step in securing an FHA Cash Out Refinance Loan is to get an FHA Cash Out Approval. The is a peace of mind that comes with knowing that your mortgage loan has been approved & your interest rate has been 'locked'.

FHA Loan Information

The FHA does not lend money. The FHA (Federal Housing Administration) is part of HUD & backs individual Approved Lenders.

Our responsibility is to help you find the best FHA Approved Lender who can help you secure financing.

When you fill in our short application we will provide your information to one, (and only one) FHA Approved Lender who can help you based upon many factors, including your Credit Score, your State Location, and the Type of Loan you apply for. Our responsibility is to help you find the best FHA Approved Lender who can help you secure financing.

Note: We are not affiliated with the Federal Housing Administration, the Department of Housing and Urban Development, or any other government agency. We are an FHA Educational Resource.

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FHA News & Information

Last week's drop in interest rates sparked a surge in purchase mortgage application volume for the first time in over a month.

FHA Government Loans | 4301 50th St. NW | Suite 300 | Washington DC 20016

FHA Government Loans .org is a not a lender or a mortgage broker. We do not direct market by phone or email consumers. We do not provide any loans, loan modifications or foreclosure services. Note- FHA Government Loans .org is not affiliated with HUD or FHA and is not a government agency. FHA Government Loans .org is a website that provides information about mortgages and loans and does not offer loans or mortgages directly or indirectly through and representatives or agents. Any request for mortgages will be arranged by third party providers We do not direct market by phone or email towards consumers. FHA Government Loans .org is known as Mortgage Information Technologies LLC in lieu of true name, is a news and information service providing Federal Housing Authority news, content and directory information relative to mortgages and loans. We are not responsible for the accuracy of information and/or interest rates represented and we are under the assumption that all content is in accordance with the Copyright Policies of the United States of America and territories If you are suspicious of any fraudulent activities or if you have any questions Contact Us or your local HUD Agency or the Office of the Inspector General.