FHA Cash Out Refinance Program

A Government Backed Refinance Loan that enables borrowers to Refinance their Existing Home Lonas to a Lower Rate, Lower their Payments, and take Cash Out.

The Federal Housing Administration (FHA) has evolved to fit the ever-changing needs of borrowers since its beginning in 1934. More lenient on credit guidelines than conventional lenders, FHA-insured loans have helped millions of families to refinance those mortgages to decrease their interest rates and monthly payments, and to pull 'Cash Out' for personal reasons. Most people have some money tied up in the equity of their home. To get access to this money you can refinance your home to 85 percent of it's value.  FHA Cash Out Refinance programs gives borrowers the ability to refinance their existing home loans to a lower interest rate or  to a different type of  mortgage (Fixed Rate - or - Adjustable Rate Mortgage).



  • Consolidate Debts

  • Home Improvements

  • Education Expenses

  • Vacation Expenses

  • Automobile Purchase

  • Personal Reasons


The most important step in securing an FHA Cash Out Refinance Loan is to get an FHA Cash Out Approval. The is a peace of mind that comes with knowing that your mortgage loan has been approved & your interest rate has been 'locked'.

FHA Streamline Refinance