FHA Loan Information

The FHA (Federal Housing Administration) does not lend money. The FHA is part of HUD & backs individual FHA Approved Lenders.

 

Our mission is to help you find the best FHA Approved Lender who can help you secure financing.

 

When you fill in our short application we will provide your information to one, (and only one)  FHA Approved Lender who can help you based upon many factors, including your State, the type of  FHA Loan, and your Credit History.

 

FHA News 2025

• The FHA Weekly mortgage demand surges 11% higher, as interest rates dropped for the sixth straight week. The FHA  is part of HUD & backs individual FHA Approved Lenders.

• HUD Announces Changes to FHA Multifamily Mortgage Insurance Programs Home Loan: FHA to increase individual loan proceeds available to create new or refinance existing affordable multifamily rental properties and create new or substantially rehabilitate properties that provide rental opportunities for middle-income individuals and families. 

• FHA Proposes Looser Boarder Income Requirements For Qualifying Borrowers:These proposed changes include reducing the acceptable rental income history from two years to 12 months and expanding the types of acceptable income verification documentation

• Down payment assistance programs remain underutilized, despite high eligibility among borrowers:the Quarterly Report to Congress from the U.S. Department of Housing and Urban Development (HUD) on the Federal Housing Administrations Single-Family Mutual Mortgage Insurance Fund, only 58.46% of the loans the agency endorsed were originated without the borrower receiving help for a down payment,