NMLS

We encourage users to use the free NMLS Consumer Access Link to confirm that the mortgage company or mortgage professional with whom they wish to conduct business is authorized to conduct mortgage business in their state.

FHA Loans - Apply Online for a Free Quote Today

We can help you verify your eligibility for any FHA home loan program.

We can determine the maximum loan amount for which you could qualify.

If you wish, we can also secure a no-obligation pre-qualification letter from a lender in your area who will guarantee your loan request and ('lock') the lowest possible rate.

Purchase Applications

First Time Home Buyer

Very Little Down Payment Required
Gift for down payment allowed
Little or no closing costs
Tax Benefits on your first tax return

Gift of Equity

Very Little Down Payment Required
Gift for down payment allowed
Little or no closing costs
Tax Benefits on your first tax return

203k Rehab Purchase

Very Little Down Payment Required
Gift for down payment allowed
Little or no closing costs
Tax Benefits on your first tax return

Multi-Family Investment Property

Very Little Down Payment Required
Gift for down payment allowed
Little or no closing costs
Tax Benefits on your first tax return

Manufactured / Mobile Home

Very Little Down Payment Required
Gift for down payment allowed
Little or no closing costs
Tax Benefits on your first tax return

Second / Vacation Home

Very Little Down Payment Required
Gift for down payment allowed
Little or no closing costs
Tax Benefits on your first tax return

Jumbo Home Loan

Very Little Down Payment Required
Gift for down payment allowed
Little or no closing costs
Tax Benefits on your first tax return

Refinance Applications

Refinance with Cash Out

Very Little Down Payment Required
Gift for down payment allowed
Little or no closing costs
Tax Benefits on your first tax return

Debt Consolidation

Very Little Down Payment Required
Gift for down payment allowed
Little or no closing costs
Tax Benefits on your first tax return

Streamline Refinance

Very Little Down Payment Required
Gift for down payment allowed
Little or no closing costs
Tax Benefits on your first tax return

Home Improvements

Very Little Down Payment Required
Gift for down payment allowed
Little or no closing costs
Tax Benefits on your first tax return

Jumbo Home Refinance

Very Little Down Payment Required
Gift for down payment allowed
Little or no closing costs
Tax Benefits on your first tax return

Reverse Mortgage for Seniors

Very Little Down Payment Required
Gift for down payment allowed
Little or no closing costs
Tax Benefits on your first tax return

FHA Loan Information

The FHA (Federal Housing Administration) does not lend money. The FHA is part of HUD & backs individual FHA Approved Lenders.

Our mission is to help you find the best FHA Approved Lender who can help you secure financing.

When you fill in our short application we will provide your information to one, (and only one) FHA Approved Lender who can help you based upon many factors, including your State, the type of FHA Loan, and your Credit History.

FHA News 2025

The FHA Weekly mortgage demand surges 11% higher, as interest rates dropped for the sixth straight week. The FHA is part of HUD & backs individual FHA Approved Lenders.

HUD Announces Changes to FHA Multifamily Mortgage Insurance Programs Home Loan: FHA to increase individual loan proceeds available to create new or refinance existing affordable multifamily rental properties and create new or substantially rehabilitate properties that provide rental opportunities for middle-income individuals and families.

FHA Proposes Looser Boarder Income Requirements For Qualifying Borrowers:These proposed changes include reducing the acceptable rental income history from two years to 12 months and expanding the types of acceptable income verification documentation

Down payment assistance programs remain underutilized, despite high eligibility among borrowers:the Quarterly Report to Congress from the U.S. Department of Housing and Urban Development (HUD) on the Federal Housing Administrations Single-Family Mutual Mortgage Insurance Fund, only 58.46% of the loans the agency endorsed were originated without the borrower receiving help for a down payment,