Guidelines for FHA
Home Improvement Loans (Purchase or Refinance)
Federal Housing Administration
(FHA), which is part of the Department
of Housing and Urban Development (HUD), administers
various single family mortgage insurance programs.
These programs operate through FHA-approved lending
institutions which submit applications to have the
property appraised and have the buyer's credit approved.
These lenders fund the mortgage loans which the
Department insures. HUD does not make direct loans
to help people buy homes.
Section 203(k) program is the Department's
primary program for the rehabilitation and repair
of single family properties. As such, it is an important
tool for community and neighborhood revitalization
and for expanding homeownership opportunities. Since
these are the primary goals of HUD, the Department
believes that Section 203(k)
is an important program and we intend to continue
to strongly support the program and the lenders
that participate in it.
FHA Loan Information
The FHA does not lend money.
The FHA (Federal Housing Administration)
is part of HUD & backs individual
We are not affiliated with the Federal Housing Administration,
the Department of Housing and Urban Development,
or any other government agency. We are an FHA Educational
Our responsibility is to help
you find the best FHA Approved Lender who
can help you secure home financing.
When you fill in our short application
we will provide your information to one, (and
only one!) FHA Approved Lender
who can help you based upon many factors, including
your Credit Score, your State Location,
and the Type of Loan you apply for