FHA Refinance Programs

As a free service, we can help you determine the best FHA Refinance Loan (Loan Amount and Rate Lock) for which you could qualify. If you wish, we can also secure a no-obligation pre-qualification letter from a lender in your area who will guarantee your loan request and ('lock') the lowest possible rate. This is a free service available to US citizens above the age of eighteen.1

Select from the categories below the best description of your loan request.

FHA Streamline Refinance

  • Lower Your Rate & Monthly Payments

  • No Appraisal Needed

  • No Income Verification

  • No Employment Verification

  • Lender Pays Closing Costs


FHA Home Improvements Refi 

  • Do it Yourself or Use A Contractor  

  • 203k (Most Popular Rehab Loan)

  • Title 1 Program for No Equity 

  • FHA regulated closing costs.


FHA Debt Consolidation

  • Relaxed Credit Requirements

  • Consolidate Credit Cards 

  • Consolidate Car/Student/Medical Bills

  • FHA regulated closing costs.


FHA Investment Property Refi

  • Use of Rental Income to Qualify

  • Up to 30 Year Repayment Programs 

  • Only 20% Property Equity Required

  • Enjoy Increased Tax Benefits


FHA 'Cash Out' Refinance

  • Borrow more than you currently owe

  • Most Popular for Home Improvments

  • Use Cash for Any Purpose

  • Refinance up to 80% of Home Value

  • Take up to $33,000.00 Cash Out


FHA Lower Your Interest Rate 

  • Lower Monthly Payments Immediatly 

  • Shorten or lengthen term of your loan

  • Relaxed Credit Requirements 

  • FHA regulated closing costs.


FHA Jumbo Loan Refinance

  • New Maximum Loan Amounts for 2021

  • Borrow up to $822,375

  • FHA Rates are more Competitive

  • Up to 90% LTV


FHA Reverse Mortgage (HECM)

  • Age 62 years and older

  • No Credit Requirements

  • No Income Requirements

  • Borrow up to $822,375