We encourage users to use the free NMLS Consumer Access Link to confirm that the mortgage company or mortgage professional with whom they wish to conduct business is authorized to conduct mortgage business in their state.
THE FHA IN RHODE ISLAND
FHA loans have been helping Rhode Island residents since 1934
A licensed Rhode Island FHA Lender
can offer you a better loan including:
Low down payments (if any)
24 Hour Pre-Approval
Low closing costs
Easier credit qualifying
48 hour Streamline Refinancing
Rhode Island First Time Home Buyer Loan
FHA loan program was created to help increase homeownership.
The FHA program makes buying a home easier
and less expensive than any other types of real
estate mortgage home loan programs
buying a home, almost every lender will want to
know where your down payment came from. If someone
in your family is helping you with that down payment,
it is called a Gift of Equity, a special
FHA loan program.
Rhode Island FHA Refinance to a Lower Rate
Lowering your monthly mortgage payment is
easier than ever as mortgage interest rates
continue to set new record lows almost every
week for more than two month.
An FHA Debt Consolidation Loan
can change your life, and we can connect
you to an FHA Home Lending expert to
talk over your financial situation so
you’re not left to figure out everything
completely on your own.
Determine the type of FHA Government Loan that best fits your needs.
√ Complete an easy 2 minute application form.
We will forward your application to one and only oneFHA Approved Lender who can best help you based upon:
The type of loan you requested
Your down-payment (if purchase loan)
The location (State) your property is located
Your credit history
The best rate available for your loan
An FHA Loan Specialist will respond within 1 business day. They will explain what type of loan you are approved for, and the options available to you.
√ Immediately that same day, the FHA Lender will overnight your pre-approval letter to you.
√ Review with no obligations your FHA Loan Pre-approval and locked rate.
Note- It is very important that you keep this letter. It is your official pre-approval on bank letterhead with your 'locked rate', and if purchasing a house, it is equally important that you present this letter to the real estate agent to confirm your pre-qualification status.
Rhode Island FHA Lending Limits 2017
Rhode Island Median Home Sale Price Price $229,000
FHA Loan Information
The FHA does not lend money. The FHA (Federal Housing Administration) is part of HUD & backs individual Approved Lenders.
Note: We are not affiliated with the Federal Housing Administration, the Department of Housing and Urban Development, or any other government agency. We are an FHA Educational Resource.
Our responsibility is to help you find the best FHA Approved Lender who can help you secure home financing.
When you fill in our short application we will provide your information to one, (and only one!) FHA Approved Lender who can help you based upon many factors, including your Credit Score, your State Location, and the Type of Loan you apply for
FHA Government Loans .org is a not a lender or a mortgage broker. We do not direct market by phone or email consumers. We do not provide any loans, loan modifications or foreclosure services. Note- FHA Government Loans .org isnot affiliated with HUD or FHA and is not a government agency. FHA Government Loans .org is a website that provides information about mortgages and loans and does not offer loans or mortgages directly or indirectly through and representatives or agents. Any request for mortgages will be arranged by third party providers We do not direct market by phone or email towards consumers. FHA Government Loans .org is known as Mortgage Information Technologies LLC in lieu of true name, is a news and information service providing Federal Housing Authority news, content and directory information relative to mortgages and loans. We are not responsible for the accuracy of information and/or interest rates represented and we are under the assumption that all content is in accordance with the Copyright Policies of the United States of America and territories If you are suspicious of any fraudulent activities or if you have any questions Contact Us .