We encourage users to use the free NMLS Consumer Access Link to confirm that the mortgage company or mortgage professional with whom they wish to conduct business is authorized to conduct mortgage business in their state.

THE FHA IN KANSAS

FHA loans have been helping Kansas residents since 1934

A licensed Kansas FHA Lender can offer you a better loan including:

Low down payments (if any)

24 Hour Pre-Approval

Low closing costs

Easier credit qualifying

48 hour Streamline Refinancing

Kansas First Time Home Buyer Loan

This FHA loan program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan programs.

Buy a home in Kansas with help from a Family Member

When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special FHA loan program.

Kansas FHA Refinance to a Lower Rate

Lowering your monthly mortgage payment is easier than ever as mortgage interest rates continue to set new record lows almost every week for more than two month.

Kansas FHA Debt Consolidation

An FHA Debt Consolidation Loan can change your life, and we can connect you to an FHA Home Lending expert to talk over your financial situation so you are not left to figure out everything completely on your own.

Kansas FHA Home Loan

How it works:

√ Determine the type of FHA Government Loan that best fits your needs.

√ Complete an easy 2 minute application form.

√ We will forward your application to one and only one FHA Approved Lender who can best help you based upon:

The type of loan you requested
Your down-payment (if purchase loan)
The location (State) your property is located
Your credit history
The best rate available for your loan

√ An FHA Loan Specialist will respond within 1 business day. They will explain what type of loan you are approved for, and the options available to you.

√ Immediately that same day, the FHA Lender will overnight your pre-approval letter to you.

√ Review with no obligations your FHA Loan Pre-approval and locked rate.

Note- It is very important that you keep this letter. It is your official pre-approval on bank letterhead with your 'locked rate', and if purchasing a house, it is equally important that you present this letter to the real estate agent to confirm your pre-qualification status.

Kansas FHA Lending Limits 2022

County Name	Single	Duplex	3 Unit	4 Unit
ALLEN	$275,665	$352,950	$426,625	$530,150

ANDERSON	$275,665	$352,950	$426,625	$530,150

ATCHISON	$275,665	$352,950	$426,625	$530,150
ATCHISON, KS

BARBER	$275,665	$352,950	$426,625	$530,150
NON-METRO
BARTON	$275,665	$352,950	$426,625	$530,150
GREAT BEND, KS
BOURBON	$275,665	$352,950	$426,625	$530,150
BROWN	$275,665	$352,950	$426,625	$530,150
BUTLER	$275,665	$352,950	$426,625	$530,150
WICHITA, KS
CHASE	$275,665	$352,950	$426,625	$530,150

CHAUTAUQUA	$275,665	$352,950	$426,625	$530,150

CHEROKEE	$275,665	$352,950	$426,625	$530,150

CHEYENNE	$275,665	$352,950	$426,625	$530,150
NON-METRO
CLARK	$275,665	$352,950	$426,625	$530,150
CLAY	$275,665	$352,950	$426,625	$530,150
CLOUD	$275,665	$352,950	$426,625	$530,150
COFFEY	$275,665	$352,950	$426,625	$530,150
COMANCHE	$275,665	$352,950	$426,625	$530,150
COWLEY	$275,665	$352,950	$426,625	$530,150
ARKANSAS CITY-WINFIELD, KS

CRAWFORD	$275,665	$352,950	$426,625	$530,150
PITTSBURG, KS

DECATUR	$275,665	$352,950	$426,625	$530,150
NON-METRO
DICKINSON	$275,665	$352,950	$426,625	$530,150
DONIPHAN	$275,665	$352,950	$426,625	$530,150
ST. JOSEPH, MO-KS
DOUGLAS	$275,665	$352,950	$426,625	$530,150
LAWRENCE, KS
EDWARDS	$275,665	$352,950	$426,625	$530,150
ELK	$275,665	$352,950	$426,625	$530,150
ELLIS	$275,665	$352,950	$426,625	$530,150
HAYS, KS

ELLSWORTH	$275,665	$352,950	$426,625	$530,150

FINNEY	$275,665	$352,950	$426,625	$530,150
GARDEN CITY, KS
FORD	$275,665	$352,950	$426,625	$530,150
DODGE CITY, KS
FRANKLIN	$275,665	$352,950	$426,625	$530,150
OTTAWA, KS
GEARY	$275,665	$352,950	$426,625	$530,150
JUNCTION CITY, KS
GOVE	$275,665	$352,950	$426,625	$530,150
GRAHAM	$275,665	$352,950	$426,625	$530,150
GRANT	$275,665	$352,950	$426,625	$530,150

GRAY	$275,665	$352,950	$426,625	$530,150

GREELEY	$275,665	$352,950	$426,625	$530,150
NON-METRO
GREENWOOD	$275,665	$352,950	$426,625	$530,150
HAMILTON	$275,665	$352,950	$426,625	$530,150
HARPER	$275,665	$352,950	$426,625	$530,150
HARVEY	$275,665	$352,950	$426,625	$530,150
WICHITA, KS
HASKELL	$275,665	$352,950	$426,625	$530,150
HODGEMAN	$275,665	$352,950	$426,625	$530,150

JACKSON	$275,665	$352,950	$426,625	$530,150
TOPEKA, KS

JEFFERSON	$275,665	$352,950	$426,625	$530,150
TOPEKA, KS
JEWELL	$275,665	$352,950	$426,625	$530,150
JOHNSON	$308,200	$394,550	$476,900	$592,700
KANSAS CITY, MO-KS
KEARNY	$275,665	$352,950	$426,625	$530,150
GARDEN CITY, KS
KINGMAN	$275,665	$352,950	$426,625	$530,150
WICHITA, KS
KIOWA	$275,665	$352,950	$426,625	$530,150
LABETTE	$275,665	$352,950	$426,625	$530,150
PARSONS, KS

LANE	$275,665	$352,950	$426,625	$530,150

LEAVENWORTH	$308,200	$394,550	$476,900	$592,700
KANSAS CITY, MO-KS
LINCOLN	$275,665	$352,950	$426,625	$530,150
LINN	$308,200	$394,550	$476,900	$592,700
KANSAS CITY, MO-KS
LOGAN	$275,665	$352,950	$426,625	$530,150
LYON	$275,665	$352,950	$426,625	$530,150
EMPORIA, KS
MARION	$275,665	$352,950	$426,625	$530,150
MARSHALL	$275,665	$352,950	$426,625	$530,150

MCPHERSON	$275,665	$352,950	$426,625	$530,150
MCPHERSON, KS

MEADE	$275,665	$352,950	$426,625	$530,150
NON-METRO
MIAMI	$308,200	$394,550	$476,900	$592,700
KANSAS CITY, MO-KS
MITCHELL	$275,665	$352,950	$426,625	$530,150
MONTGOMERY	$275,665	$352,950	$426,625	$530,150
COFFEYVILLE, KS
MORRIS	$275,665	$352,950	$426,625	$530,150
MORTON	$275,665	$352,950	$426,625	$530,150
NEMAHA	$275,665	$352,950	$426,625	$530,150

NEOSHO	$275,665	$352,950	$426,625	$530,150

NESS	$275,665	$352,950	$426,625	$530,150
NON-METRO
NORTON	$275,665	$352,950	$426,625	$530,150
OSAGE	$275,665	$352,950	$426,625	$530,150
TOPEKA, KS
OSBORNE	$275,665	$352,950	$426,625	$530,150
OTTAWA	$275,665	$352,950	$426,625	$530,150
SALINA, KS
PAWNEE	$275,665	$352,950	$426,625	$530,150
PHILLIPS	$275,665	$352,950	$426,625	$530,150

POTTAWATOMIE	$275,665	$352,950	$426,625	$530,150
MANHATTAN, KS

PRATT	$275,665	$352,950	$426,625	$530,150
NON-METRO
RAWLINS	$275,665	$352,950	$426,625	$530,150
RENO	$275,665	$352,950	$426,625	$530,150
HUTCHINSON, KS
REPUBLIC	$275,665	$352,950	$426,625	$530,150
RICE	$275,665	$352,950	$426,625	$530,150
RILEY	$275,665	$352,950	$426,625	$530,150
MANHATTAN, KS

ROOKS	$275,665	$352,950	$426,625	$530,150

RUSH	$275,665	$352,950	$426,625	$530,150

RUSSELL	$275,665	$352,950	$426,625	$530,150
NON-METRO
SALINE	$275,665	$352,950	$426,625	$530,150
SALINA, KS
SCOTT	$275,665	$352,950	$426,625	$530,150
SEDGWICK	$275,665	$352,950	$426,625	$530,150
WICHITA, KS
SEWARD	$275,665	$352,950	$426,625	$530,150
LIBERAL, KS
SHAWNEE	$275,665	$352,950	$426,625	$530,150
TOPEKA, KS
SHERIDAN	$275,665	$352,950	$426,625	$530,150

SHERMAN	$275,665	$352,950	$426,625	$530,150

SMITH	$275,665	$352,950	$426,625	$530,150
NON-METRO
STAFFORD	$275,665	$352,950	$426,625	$530,150
STANTON	$275,665	$352,950	$426,625	$530,150
STEVENS	$275,665	$352,950	$426,625	$530,150
SUMNER	$275,665	$352,950	$426,625	$530,150
WICHITA, KS
THOMAS	$275,665	$352,950	$426,625	$530,150
TREGO	$275,665	$352,950	$426,625	$530,150

WABAUNSEE	$275,665	$352,950	$426,625	$530,150
TOPEKA, KS

WALLACE	$275,665	$352,950	$426,625	$530,150
NON-METRO
WASHINGTON	$275,665	$352,950	$426,625	$530,150
WICHITA	$275,665	$352,950	$426,625	$530,150
WILSON	$275,665	$352,950	$426,625	$530,150
WOODSON	$275,665	$352,950	$426,625	$530,150
WYANDOTTE	$308,200	$394,550	$476,900	$592,700
KANSAS CITY, MO-KS

FHA Loan Information

The FHA does not lend money. The FHA (Federal Housing Administration) is part of HUD & backs individual Approved Lenders.

Our responsibility is to help you find the best FHA Approved Lender who can help you secure financing.

When you fill in our short application we will provide your information to one, (and only one) FHA Approved Lender who can help you based upon many factors, including your Credit Score, your State Location, and the Type of Loan you apply for. Our responsibility is to help you find the best FHA Approved Lender who can help you secure financing.

Note: We are not affiliated with the Federal Housing Administration, the Department of Housing and Urban Development, or any other government agency. We are an FHA Educational Resource.

Read more

FHA News & Information

Last week's drop in interest rates sparked a surge in purchase mortgage application volume for the first time in over a month.

FHA Government Loans | 4301 50th St. NW | Suite 300 | Washington DC 20016

FHA Government Loans .org is a not a lender or a mortgage broker. We do not direct market by phone or email consumers. We do not provide any loans, loan modifications or foreclosure services. Note- FHA Government Loans .org is not affiliated with HUD or FHA and is not a government agency. FHA Government Loans .org is a website that provides information about mortgages and loans and does not offer loans or mortgages directly or indirectly through and representatives or agents. Any request for mortgages will be arranged by third party providers We do not direct market by phone or email towards consumers. FHA Government Loans .org is known as Mortgage Information Technologies LLC in lieu of true name, is a news and information service providing Federal Housing Authority news, content and directory information relative to mortgages and loans. We are not responsible for the accuracy of information and/or interest rates represented and we are under the assumption that all content is in accordance with the Copyright Policies of the United States of America and territories If you are suspicious of any fraudulent activities or if you have any questions Contact Us or your local HUD Agency or the Office of the Inspector General.