THE FHA IN TENNESSEE

FHA loans have been helping TENNESSEE residents since 1934 

 

A licensed Tennessee FHA Lender can offer you a better loan including:

Low down payments (if any)

24 Hour Pre-Approval

Low closing costs

Easier credit qualifying

48 hour Streamline Refinancing


 


TENNESSEE First Time Home Buyer Loan

This FHA loan program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan programs.

Buy a home in TENNESSEE with  help from a Family Member

When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special FHA loan program.

TENNESSEE FHA Refinance to a Lower Rate

Lowering your monthly mortgage payment is easier than ever as mortgage interest rates continue to set new record lows almost every week for more than two month.  

TENNESSEE FHA Debt Consolidation

An FHA Debt Consolidation Loan can change your life, and we can connect you to an FHA Home Lending expert to talk over your financial situation so you’re not left to figure out everything completely on your own.  

 

TENNESSEE FHA Home Loan

How it works:

 

√    Determine the type of FHA Government Loan that best fits your needs.

 

√       Complete an easy 2 minute application form.

 

√    We will forward your application to one and only one  FHA Approved Lender who can best help you based upon:

 

  • The type of loan you requested

  • Your down-payment (if purchase loan)

  • The location (State) your property is located

  • Your credit history

  • The best rate available for your loan

 

√    An FHA Loan Specialist will respond within 1 business day. They will explain what type of loan you are approved for, and the options available to you. 

 

√    Immediately that same day, the FHA Lender will overnight your pre-approval letter to you.

 

√    Review with no obligations your FHA Loan Pre-approval and locked rate. 

 

Note- It is very important that you keep this letter. It is your official pre-approval on bank letterhead with your 'locked rate', and if purchasing a house, it is equally important that you present this letter to the real estate agent to confirm your pre-qualification status.              

TENNESSEE FHA Lending Limits 2017

TENNESSEE Median Home Sale Price Price $162,400
County NameSingleDuplex3 Unit4 Unit
ANDERSON$275,665$352,950$426,625$530,150
   KNOXVILLE, TN
BEDFORD$275,665$352,950$426,625$530,150
   SHELBYVILLE, TN
BENTON$275,665$352,950$426,625$530,150
BLEDSOE$275,665$352,950$426,625$530,150
   NON-METRO
BLOUNT$275,665$352,950$426,625$530,150
   KNOXVILLE, TN
BRADLEY$275,665$352,950$426,625$530,150
   CLEVELAND, TN
CAMPBELL$275,665$352,950$426,625$530,150
   KNOXVILLE, TN
CANNON$466,900$597,700$722,500$897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK
CARROLL$275,665$352,950$426,625$530,150
CARTER$275,665$352,950$426,625$530,150
   JOHNSON CITY, TN
CHEATHAM$466,900$597,700$722,500$897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK
CHESTER$275,665$352,950$426,625$530,150
   JACKSON, TN
CLAIBORNE$275,665$352,950$426,625$530,150
CLAY$275,665$352,950$426,625$530,150
COCKE$275,665$352,950$426,625$530,150
   NEWPORT, TN
COFFEE$275,665$352,950$426,625$530,150
   TULLAHOMA-MANCHESTER, TN
CROCKETT$275,665$352,950$426,625$530,150
   JACKSON, TN
CUMBERLAND$275,665$352,950$426,625$530,150
   CROSSVILLE, TN
DAVIDSON$466,900$597,700$722,500$897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK
DECATUR$275,665$352,950$426,625$530,150
DEKALB$275,665$352,950$426,625$530,150
DICKSON$466,900$597,700$722,500$897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK
DYER $275,665$352,950$426,625$530,150
   DYERSBURG, TN
FAYETTE$275,665$352,950$426,625$530,150
   MEMPHIS, TN-MS-AR
FENTRESS$275,665$352,950$426,625$530,150
FRANKLIN$275,665$352,950$426,625$530,150
   TULLAHOMA-MANCHESTER, TN
GIBSON$275,665$352,950$426,625$530,150
GILES$275,665$352,950$426,625 $530,150
GRAINGER$275,665$352,950 $426,625$530,150
   KNOXVILLE, TN
GREENE$275,665 $352,950$426,625$530,150
   GREENEVILLE, TN
GRUNDY $275,665$352,950$426,625$530,150
HAMBLEN$275,665$352,950$426,625$530,150
   MORRISTOWN, TN
HAMILTON$275,665$352,950$426,625$530,150
   CHATTANOOGA, TN-GA
HANCOCK$275,665$352,950$426,625$530,150
   NON-METRO
HARDEMAN$275,665$352,950$426,625$530,150
HARDIN$275,665$352,950$426,625 $530,150
HAWKINS$275,665$352,950 $426,625$530,150
   KINGSPORT-BRISTOL-BRISTOL, TN-VA
HAYWOOD$275,665$352,950$426,625$530,150
HENDERSON$275,665$352,950$426,625$530,150
HENRY$275,665$352,950$426,625$530,150
   PARIS, TN
HICKMAN$466,900$597,700$722,500$897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK
HOUSTON$275,665$352,950$426,625$530,150
   NON-METRO
HUMPHREYS$275,665$352,950$426,625$530,150
JACKSON$275,665$352,950$426,625$530,150
   COOKEVILLE, TN
JEFFERSON$275,665$352,950$426,625$530,150
   MORRISTOWN, TN
JOHNSON$275,665$352,950$426,625$530,150
KNOX$275,665$352,950$426,625$530,150
   KNOXVILLE, TN
LAKE$275,665$352,950$426,625$530,150
LAUDERDALE$275,665$352,950$426,625$530,150
LAWRENCE$275,665$352,950$426,625$530,150
   LAWRENCEBURG, TN
LEWIS$275,665$352,950$426,625$530,150
LINCOLN$275,665$352,950$426,625$530,150
LOUDON$275,665$352,950$426,625$530,150
   KNOXVILLE, TN
MACON$466,900$597,700$722,500$897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK
MADISON$275,665$352,950$426,625$530,150
   JACKSON, TN
MARION$275,665$352,950$426,625$530,150
   CHATTANOOGA, TN-GA
MARSHALL$275,665$352,950$426,625$530,150
   LEWISBURG, TN
MAURY$466,900$597,700$722,500$897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK
MCMINN$275,665$352,950$426,625$530,150
   ATHENS, TN
MCNAIRY$275,665$352,950$426,625$530,150
MEIGS$275,665$352,950$426,625$530,150
MONROE$275,665$352,950$426,625$530,150
MONTGOMERY$275,665$352,950$426,625$530,150
   CLARKSVILLE, TN-KY
MOORE$275,665$352,950$426,625$530,150
   TULLAHOMA-MANCHESTER, TN
MORGAN$275,665$352,950$426,625$530,150
   KNOXVILLE, TN
OBION$275,665$352,950$426,625$530,150
   UNION CITY, TN-KY
OVERTON$275,665$352,950$426,625$530,150
   COOKEVILLE, TN
PERRY$275,665$352,950$426,625$530,150
PICKETT$275,665$352,950$426,625$530,150
POLK$275,665$352,950$426,625$530,150
   CLEVELAND, TN
PUTNAM$275,665$352,950$426,625$530,150
   COOKEVILLE, TN
RHEA$275,665$352,950$426,625$530,150
   DAYTON, TN
ROANE$275,665$352,950$426,625$530,150
   KNOXVILLE, TN
ROBERTSON$466,900$597,700$722,500$897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK
RUTHERFORD$466,900$597,700$722,500$897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK
SCOTT$275,665 $352,950$426,625$530,150
SEQUATCHIE $275,665$352,950$426,625$530,150
   CHATTANOOGA, TN-GA
SEVIER$275,665$352,950$426,625$530,150
   SEVIERVILLE, TN
SHELBY$275,665$352,950$426,625$530,150
   MEMPHIS, TN-MS-AR
SMITH$466,900$597,700$722,500$897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK
STEWART$275,665$352,950$426,625$530,150
SULLIVAN$275,665$352,950$426,625$530,150
   KINGSPORT-BRISTOL-BRISTOL, TN-VA
SUMNER$466,900$597,700$722,500$897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK
TIPTON $275,665$352,950$426,625$530,150
   MEMPHIS, TN-MS-AR
TROUSDALE$466,900$597,700$722,500$897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK
UNICOI$275,665$352,950$426,625$530,150
   JOHNSON CITY, TN
UNION$275,665$352,950$426,625$530,150
   KNOXVILLE, TN
VAN BUREN$275,665$352,950$426,625$530,150
WARREN$275,665$352,950$426,625$530,150
   MCMINNVILLE, TN
WASHINGTON$275,665$352,950$426,625$530,150
   JOHNSON CITY, TN
WAYNE$275,665$352,950$426,625$530,150
WEAKLEY$275,665$352,950$426,625$530,150
   MARTIN, TN
WHITE$275,665$352,950$426,625$530,150
WILLIAMSON$466,900$597,700$722,500$897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK
WILSON$466,900$597,700$722,500$897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK