THE FHA IN Pennsylvania

FHA loans have been helping Pennsylvania residents since 1934

An FHA Specialist can offer you a better loan including:

  • Low Down Payment Plans

  • Low Closing Cost

  • Easier Credit Qualifications

  • Lowest Federal Reserve based  Interest Rate

  • 24 Hour Pre-Approval Process

Pennsylvania First Time Home Buyer Loan

This FHA loan program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan program.

Buy a home in Pennsylvania with help from a Family Member

When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special FHA loan program.

Pennsylvania FHA Refinance to a Lower Rate

Lowering your monthly mortgage payment is easier than ever as FHA Mortgage Interest Rates continue to decline.

Pennsylvania FHA Debt Consolidation

An FHA Debt Consolidation Loan can change your life, and we can connect you to an FHA Home Lending Expert to talk over your financial situation so you are not left to figure out everything on your own.

Pennsylvania FHA Home Loan

How it works:

√  Determine the type of FHA Government Loan your needs.

√  Complete an easy 2 minute application form.

√  We will forward your application to one and only one FHA Approved Lender who can best help you base.

  • The type of loan you requested
  • Your down-payment (if purchase loan)
  • The location (State) your property is located
  • Your credit history
  • The best rate available for your loan

√  FHA Loan Specialist will respond within 1 business day. They will explain what type of loan you are approved for, and the options available to you.

√  Immediately that same day, the FHA Lender will overnight your pre-approval letter to you.

√  Review with no obligations your FHA Loan Pre-approval and locked rate.

 

Note - It is very important that you keep this letter. It is your official pre-approval on bank letterhead with your 'locked rate', and if purchasing a house, it is equally important that you present this letter to the real estate agent to confirm your pre-qualification status.

Pennsylvania FHA Lending Limits 2025

Pennsylvania Median Home Sale Price Price $319,00

 

CountyOne Unit Two UnitThree Unit Four Unit
ADAMS$524,225 $671,200$811,275 $1,008,300
ALLEGHENY$524,225 $671,200$811,275 $1,008,300
ARMSTRONG$524,225 $671,200$811,275 $1,008,300
BEAVER$524,225 $671,200$811,275 $1,008,300
BEDFORD$524,225 $671,200$811,275 $1,008,300
BERKS$524,225 $671,200$811,275 $1,008,300
BLAIR$524,225 $671,200$811,275 $1,008,300
BRADFORD$524,225 $671,200$811,275 $1,008,300
BUCKS$594,550 $761,150$920,050 $1,143,400
BUTLER$524,225 $671,200$811,275 $1,008,300
CAMBRIA$524,225 $671,200$811,275 $1,008,300
CAMERON$524,225 $671,200$811,275 $1,008,300
CARBON$524,225 $671,200$811,275 $1,008,300
CENTRE$524,225 $671,200$811,275 $1,008,300
CHESTER$594,550 $761,150$920,050 $1,143,400
CLARION$524,225 $671,200$811,275 $1,008,300
CLEARFIELD$524,225 $671,200$811,275 $1,008,300
CLINTON$524,225 $671,200$811,275 $1,008,300
COLUMBIA$524,225 $671,200$811,275 $1,008,300
CRAWFORD$524,225 $671,200$811,275 $1,008,300
CUMBERLAND$524,225 $671,200$811,275 $1,008,300
DAUPHIN$524,225 $671,200$811,275 $1,008,300
DELAWARE$594,550 $761,150$920,050 $1,143,400
ELK$524,225 $671,200$811,275 $1,008,300
ERIE$524,225 $671,200$811,275 $1,008,300
FAYETTE$524,225 $671,200$811,275 $1,008,300
FOREST$524,225 $671,200$811,275 $1,008,300
FRANKLIN$524,225 $671,200$811,275 $1,008,300
FULTON$524,225 $671,200$811,275 $1,008,300
GREENE$524,225 $671,200$811,275 $1,008,300
HUNTINGDON$524,225 $671,200$811,275 $1,008,300
INDIANA$524,225 $671,200$811,275 $1,008,300
JEFFERSON$524,225 $671,200$811,275 $1,008,300
JUNIATA$524,225 $671,200$811,275 $1,008,300
LACKAWANNA$524,225 $671,200$811,275 $1,008,300
LANCASTER$524,225 $671,200$811,275 $1,008,300
LAWRENCE$524,225 $671,200$811,275 $1,008,300
LEBANON$524,225 $671,200$811,275 $1,008,300
LEHIGH$524,225 $671,200$811,275 $1,008,300
LUZERNE$524,225 $671,200$811,275 $1,008,300
LYCOMING$524,225 $671,200$811,275 $1,008,300
MCKEAN$524,225 $671,200$811,275 $1,008,300
MERCER$524,225 $671,200$811,275 $1,008,300
MIFFLIN$524,225 $671,200$811,275 $1,008,300
MONROE$524,225 $671,200$811,275 $1,008,300
MONTGOMERY$594,550 $761,150$920,050 $1,143,400
MONTOUR$524,225 $671,200$811,275 $1,008,300
NORTHAMPTON$524,225 $671,200$811,275 $1,008,300
NORTHUMBERLAND$524,225 $671,200$811,275 $1,008,300
PERRY$524,225 $671,200$811,275 $1,008,300
PHILADELPHIA$594,550 $761,150$920,050 $1,143,400
PIKE$1,209,750 $1,548,975$1,872,225 $2,326,875
POTTER$524,225 $671,200$811,275 $1,008,300
SCHUYLKILL$524,225 $671,200$811,275 $1,008,300
SNYDER$524,225 $671,200$811,275 $1,008,300
SOMERSET$524,225 $671,200$811,275 $1,008,300
SULLIVAN$524,225 $671,200$811,275 $1,008,300
SUSQUEHANNA$524,225 $671,200$811,275 $1,008,300
TIOGA$524,225 $671,200$811,275 $1,008,300
UNION$524,225 $671,200$811,275 $1,008,300
VENANGO$524,225 $671,200$811,275 $1,008,300
WARREN$524,225 $671,200$811,275 $1,008,300
WASHINGTON$524,225 $671,200$811,275 $1,008,300
WAYNE$524,225 $671,200$811,275 $1,008,300
WESTMORELAND$524,225 $671,200$811,275 $1,008,300
WYOMING$524,225 $671,200$811,275 $1,008,300
YORK$524,225 $671,200$811,275 $1,008,300