THE FHA IN PENNSYLVANIA

FHA loans have been helping Pennsylvania residents since 1934 

 

A licensed Pennsylvania FHA Lender can offer you a better loan including:

Low down payments (if any)

24 Hour Pre-Approval

Low closing costs

Easier credit qualifying

48 hour Streamline Refinancing


 


Pennsylvania First Time Home Buyer Loan

This FHA loan program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan programs.

Buy a home in Pennsylvania with  help from a Family Member

When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special FHA loan program.

Pennsylvania FHA Refinance to a Lower Rate

Lowering your monthly mortgage payment is easier than ever as mortgage interest rates continue to set new record lows almost every week for more than two month.  

Pennsylvania FHA Debt Consolidation

An FHA Debt Consolidation Loan can change your life, and we can connect you to an FHA Home Lending expert to talk over your financial situation so you’re not left to figure out everything completely on your own.  

 

Pennsylvania FHA Home Loan

How it works:

 

√    Determine the type of FHA Government Loan that best fits your needs.

 

√       Complete an easy 2 minute application form.

 

√    We will forward your application to one and only one  FHA Approved Lender who can best help you based upon:

 

  • The type of loan you requested

  • Your down-payment (if purchase loan)

  • The location (State) your property is located

  • Your credit history

  • The best rate available for your loan

 

√    An FHA Loan Specialist will respond within 1 business day. They will explain what type of loan you are approved for, and the options available to you. 

 

√    Immediately that same day, the FHA Lender will overnight your pre-approval letter to you.

 

√    Review with no obligations your FHA Loan Pre-approval and locked rate. 

 

Note- It is very important that you keep this letter. It is your official pre-approval on bank letterhead with your 'locked rate', and if purchasing a house, it is equally important that you present this letter to the real estate agent to confirm your pre-qualification status.              

Pennsylvania FHA Lending Limits 2017

Pennsylvania Median Home Sale Price Price $165,500

 

County NameSingleDuplex3 Unit4 Unit
ADAMS$275,665$352,950$426,625$530,150
   GETTYSBURG, PA
ALLEGHENY$275,665$352,950$426,625$530,150
   PITTSBURGH, PA
ARMSTRONG$275,665$352,950$426,625$530,150
   PITTSBURGH, PA
BEAVER$275,665$352,950$426,625$530,150
   PITTSBURGH, PA
BEDFORD$275,665$352,950$426,625$530,150
BERKS$275,665$352,950$426,625$530,150
   READING, PA
BLAIR$275,665$352,950$426,625$530,150
   ALTOONA, PA
BRADFORD$275,665$352,950$426,625$530,150
   SAYRE, PA
BUCKS$379,500$485,800$587,250$729,800
   PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-D
BUTLER$275,665$352,950$426,625$530,150
   PITTSBURGH, PA
CAMBRIA$275,665$352,950$426,625$530,150
   JOHNSTOWN, PA
CAMERON$275,665$352,950$426,625$530,150
   NON-METRO
CARBON$372,600$477,000$576,550$716,550
   ALLENTOWN-BETHLEHEM-EASTON, PA-NJ
CENTRE$275,665$352,950$426,625$530,150
   STATE COLLEGE, PA
CHESTER$379,500$485,800$587,250$729,800
   PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-D
CLARION $275,665$352,950$426,625$530,150
CLEARFIELD$275,665$352,950$426,625$530,150
   DUBOIS, PA
CLINTON$275,665$352,950$426,625$530,150
   LOCK HAVEN, PA
COLUMBIA$275,665$352,950$426,625$530,150
   BLOOMSBURG-BERWICK, PA
CRAWFORD$275,665$352,950$426,625$530,150
   MEADVILLE, PA
CUMBERLAND$275,665$352,950$426,625 $530,150
   HARRISBURG-CARLISLE, PA
DAUPHIN$275,665 $352,950$426,625$530,150
   HARRISBURG-CARLISLE, PA
DELAWARE$379,500$485,800$587,250$729,800
   PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-D
ELK$275,665$352,950$426,625$530,150
ERIE$275,665$352,950$426,625$530,150
   ERIE, PA
FAYETTE$275,665$352,950$426,625$530,150
   PITTSBURGH, PA
FOREST$275,665$352,950$426,625$530,150
   NON-METRO
FRANKLIN$275,665$352,950$426,625$530,150
   CHAMBERSBURG-WAYNESBORO, PA
FULTON$275,665$352,950$426,625$530,150
GREENE$275,665$352,950$426,625$530,150
HUNTINGDON$275,665$352,950$426,625$530,150
   HUNTINGDON, PA
INDIANA$275,665$352,950$426,625$530,150
   INDIANA, PA
JEFFERSON$275,665$352,950$426,625$530,150
JUNIATA$275,665$352,950$426,625$530,150
   NON-METRO
LACKAWANNA$275,665$352,950$426,625$530,150
   SCRANTON--WILKES-BARRE--HAZLETON, PA
LANCASTER$275,665$352,950$426,625$530,150
   LANCASTER, PA
LAWRENCE$275,665$352,950$426,625$530,150
   NEW CASTLE, PA
LEBANON$275,665$352,950$426,625$530,150
   LEBANON, PA
LEHIGH$372,600$477,000$576,550$716,550
   ALLENTOWN-BETHLEHEM-EASTON, PA-NJ
LUZERNE$275,665$352,950$426,625$530,150
   SCRANTON--WILKES-BARRE--HAZLETON, PA
LYCOMING$275,665$352,950$426,625$530,150
   WILLIAMSPORT, PA
MCKEAN$275,665$352,950$426,625$530,150
   BRADFORD, PA
MERCER$275,665$352,950$426,625 $530,150
   YOUNGSTOWN-WARREN-BOARDMAN, OH-PA
MIFFLIN$275,665$352,950$426,625$530,150
   LEWISTOWN, PA
MONROE$275,665$352,950$426,625$530,150
   EAST STROUDSBURG, PA
MONTGOMERY$379,500$485,800$587,250$729,800
   PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-D
MONTOUR$275,665$352,950$426,625$530,150
   BLOOMSBURG-BERWICK, PA
NORTHAMPTON$372,600$477,000$576,550$716,550
   ALLENTOWN-BETHLEHEM-EASTON, PA-NJ
NORTHUMBERLAND$275,665$352,950$426,625$530,150
   SUNBURY, PA
PERRY$275,665$352,950$426,625$530,150
   HARRISBURG-CARLISLE, PA
PHILADELPHIA$379,500$485,800$587,250$729,800
   PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-D
PIKE $636,150$814,500$984,525$1,223,475
   NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
POTTER$275,665$352,950$426,625$530,150
SCHUYLKILL$275,665$352,950$426,625$530,150
   POTTSVILLE, PA
SNYDER$275,665$352,950$426,625$530,150
   SELINSGROVE, PA
SOMERSET$275,665$352,950$426,625$530,150
   SOMERSET, PA
SULLIVAN$275,665$352,950$426,625$530,150
SUSQUEHANNA$275,665$352,950$426,625$530,150
TIOGA$275,665$352,950$426,625$530,150
UNION$275,665$352,950$426,625$530,150
   LEWISBURG, PA
VENANGO$275,665$352,950$426,625$530,150
   OIL CITY, PA
WARREN$275,665$352,950$426,625$530,150
   WARREN, PA
WASHINGTON$275,665$352,950$426,625$530,150
   PITTSBURGH, PA
WAYNE$275,665$352,950$426,625$530,150
WESTMORELAND$275,665$352,950$426,625$530,150
   PITTSBURGH, PA
WYOMING$275,665$352,950$426,625$530,150
   SCRANTON--WILKES-BARRE--HAZLETON, PA
YORK$275,665$352,950$426,625$530,150
   YORK-HANOVER, PA