THE FHA IN OKLAHOMA

FHA loans have been helping Oklahoma residents since 1934 

 

A licensed Oklahoma FHA Lender can offer you a better loan including:

Low down payments (if any)

24 Hour Pre-Approval

Low closing costs

Easier credit qualifying

48 hour Streamline Refinancing

 

Oklahoma First Time Home Buyer Loan

This FHA loan program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan programs.

Buy a home in Oklahoma with  help from a Family Member

When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special FHA loan program.

Oklahoma FHA Refinance to a Lower Rate

Lowering your monthly mortgage payment is easier than ever as mortgage interest rates continue to set new record lows almost every week for more than two month.  

Oklahoma FHA Debt Consolidation

An FHA Debt Consolidation Loan can change your life, and we can connect you to an FHA Home Lending expert to talk over your financial situation so you are not left to figure out everything completely on your own.  

 

Oklahoma FHA Home Loan

How it works:

 

√    Determine the type of FHA Government Loan that best fits your needs.

 

√       Complete an easy 2 minute application form.

 

√    We will forward your application to one and only one  FHA Approved Lender who can best help you based upon:

 

  • The type of loan you requested

  • Your down-payment (if purchase loan)

  • The location (State) your property is located

  • Your credit history

  • The best rate available for your loan

 

√    An FHA Loan Specialist will respond within 1 business day. They will explain what type of loan you are approved for, and the options available to you. 

 

√    Immediately that same day, the FHA Lender will overnight your pre-approval letter to you.

 

√    Review with no obligations your FHA Loan Pre-approval and locked rate. 

 

Note- It is very important that you keep this letter. It is your official pre-approval on bank letterhead with your 'locked rate', and if purchasing a house, it is equally important that you present this letter to the real estate agent to confirm your pre-qualification status.              

Oklahoma FHA Lending Limits 2022

Oklahoma Median Home Sale Price Price $131,500

 

County Name Single Duplex 3 Unit 4 Unit
ADAIR $275,665 $352,950 $426,625 $530,150
ALFALFA $275,665 $352,950 $426,625 $530,150
ATOKA $275,665 $352,950 $426,625 $530,150
BEAVER $275,665 $352,950 $426,625 $530,150
   NON-METRO
BECKHAM $275,665 $352,950 $426,625 $530,150
   ELK CITY, OK
BLAINE $275,665 $352,950 $426,625 $530,150
BRYAN $275,665 $352,950 $426,625 $530,150
   DURANT, OK
CADDO $275,665 $352,950 $426,625 $530,150
CANADIAN $275,665 $352,950 $426,625 $530,150
   OKLAHOMA CITY, OK
CARTER $275,665 $352,950 $426,625 $530,150
   ARDMORE, OK
CHEROKEE $275,665 $352,950 $426,625 $530,150
   TAHLEQUAH, OK
CHOCTAW $275,665 $352,950 $426,625 $530,150
   NON-METRO
CIMARRON $275,665 $352,950 $426,625 $530,150
CLEVELAND $275,665 $352,950 $426,625 $530,150
   OKLAHOMA CITY, OK
COAL $275,665 $352,950 $426,625 $530,150
COMANCHE $275,665 $352,950 $426,625 $530,150
   LAWTON, OK
COTTON $275,665 $352,950 $426,625 $530,150
   LAWTON, OK
CRAIG $275,665 $352,950 $426,625 $530,150
CREEK $275,665 $352,950 $426,625 $530,150
   TULSA, OK
CUSTER $275,665 $352,950 $426,625 $530,150
   WEATHERFORD, OK
DELAWARE $275,665 $352,950 $426,625 $530,150
DEWEY $275,665 $352,950 $426,625 $530,150
ELLIS $275,665 $352,950 $426,625 $530,150
GARFIELD $275,665 $352,950 $426,625 $530,150
   ENID, OK
GARVIN $275,665 $352,950 $426,625 $530,150
GRADY $275,665 $352,950 $426,625 $530,150
   OKLAHOMA CITY, OK
GRANT $275,665 $352,950 $426,625 $530,150
GREER $275,665 $352,950 $426,625 $530,150
   NON-METRO
HARMON $275,665 $352,950 $426,625 $530,150
HARPER $275,665 $352,950 $426,625 $530,150
HASKELL $275,665 $352,950 $426,625 $530,150
HUGHES $275,665 $352,950 $426,625 $530,150
JACKSON $275,665 $352,950 $426,625 $530,150
   ALTUS, OK
JEFFERSON $275,665 $352,950 $426,625 $530,150
JOHNSTON $275,665 $352,950 $426,625 $530,150
KAY $275,665 $352,950 $426,625 $530,150
   PONCA CITY, OK
KINGFISHER $275,665 $352,950 $426,625 $530,150
KIOWA $275,665 $352,950 $426,625 $530,150
LATIMER $275,665 $352,950 $426,625 $530,150
LE FLORE $275,665 $352,950 $426,625 $530,150
   FORT SMITH, AR-OK
LINCOLN $275,665 $352,950 $426,625 $530,150
   OKLAHOMA CITY, OK
LOGAN $275,665 $352,950 $426,625 $530,150
   OKLAHOMA CITY, OK
LOVE $275,665 $352,950 $426,625 $530,150
MAJOR $275,665 $352,950 $426,625 $530,150
   NON-METRO
MARSHALL $275,665 $352,950 $426,625 $530,150
MAYES $275,665 $352,950 $426,625 $530,150
MCCLAIN $275,665 $352,950 $426,625 $530,150
   OKLAHOMA CITY, OK
MCCURTAIN $275,665 $352,950 $426,625 $530,150
MCINTOSH $275,665 $352,950 $426,625 $530,150
MURRAY $275,665 $352,950 $426,625 $530,150
MUSKOGEE $275,665 $352,950 $426,625 $530,150
   MUSKOGEE, OK
NOBLE $275,665 $352,950 $426,625 $530,150
   NON-METRO
NOWATA $275,665 $352,950 $426,625 $530,150
OKFUSKEE $275,665 $352,950 $426,625 $530,150
OKLAHOMA $275,665 $352,950 $426,625 $530,150
   OKLAHOMA CITY, OK
OKMULGEE $275,665 $352,950 $426,625 $530,150
   TULSA, OK
OSAGE $275,665 $352,950 $426,625 $530,150
   TULSA, OK
OTTAWA $275,665 $352,950 $426,625 $530,150
   MIAMI, OK
PAWNEE $275,665 $352,950 $426,625 $530,150
   TULSA, OK
PAYNE $275,665 $352,950 $426,625 $530,150
   STILLWATER, OK
PITTSBURG $275,665 $352,950 $426,625 $530,150
   MCALESTER, OK
PONTOTOC $275,665 $352,950 $426,625 $530,150
   ADA, OK
POTTAWATOMIE $275,665 $352,950 $426,625 $530,150
   SHAWNEE, OK
PUSHMATAHA $275,665 $352,950 $426,625 $530,150
ROGER MILLS $275,665 $352,950 $426,625 $530,150
ROGERS $275,665 $352,950 $426,625 $530,150
   TULSA, OK
SEMINOLE $275,665 $352,950 $426,625 $530,150
SEQUOYAH $275,665 $352,950 $426,625 $530,150
   FORT SMITH, AR-OK
STEPHENS $275,665 $352,950 $426,625 $530,150
   DUNCAN, OK
TEXAS $275,665 $352,950 $426,625 $530,150
   GUYMON, OK
TILLMAN $275,665 $352,950 $426,625 $530,150
TULSA $275,665 $352,950 $426,625 $530,150
   TULSA, OK
WAGONER $275,665 $352,950 $426,625 $530,150
   TULSA, OK
WASHINGTON $275,665 $352,950 $426,625 $530,150
   BARTLESVILLE, OK
WASHITA $275,665 $352,950 $426,625 $530,150
WOODS $275,665 $352,950 $426,625 $530,150
   NON-METRO
WOODWARD $275,665 $352,950 $426,625 $530,150
   WOODWARD, OK