THE FHA IN Oklahoma

FHA loans have been helping Oklahoma residents since 1934

An FHA Specialist can offer you a better loan including:

  • Low Down Payment Plans

  • Low Closing Cost

  • Easier Credit Qualifications

  • Lowest Federal Reserve based  Interest Rate

  • 24 Hour Pre-Approval Process

Oklahoma First Time Home Buyer Loan

This FHA loan program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan program.

Buy a home in Oklahoma with help from a Family Member

When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special FHA loan program.

Oklahoma FHA Refinance to a Lower Rate

Lowering your monthly mortgage payment is easier than ever as FHA Mortgage Interest Rates continue to decline.

Oklahoma FHA Debt Consolidation

An FHA Debt Consolidation Loan can change your life, and we can connect you to an FHA Home Lending Expert to talk over your financial situation so you are not left to figure out everything on your own.

Oklahoma FHA Home Loan

How it works:

√  Determine the type of FHA Government Loan your needs.

√  Complete an easy 2 minute application form.

√  We will forward your application to one and only one FHA Approved Lender who can best help you base.

  • The type of loan you requested
  • Your down-payment (if purchase loan)
  • The location (State) your property is located
  • Your credit history
  • The best rate available for your loan

√  FHA Loan Specialist will respond within 1 business day. They will explain what type of loan you are approved for, and the options available to you.

√  Immediately that same day, the FHA Lender will overnight your pre-approval letter to you.

√  Review with no obligations your FHA Loan Pre-approval and locked rate.

 

Note - It is very important that you keep this letter. It is your official pre-approval on bank letterhead with your 'locked rate', and if purchasing a house, it is equally important that you present this letter to the real estate agent to confirm your pre-qualification status.

Oklahoma FHA Lending Limits 2025

Oklahoma Median Home Sale Price Price $247,000

CountyOne Unit Two UnitThree Unit Four Unit
ADAIR$524,225 $671,200$811,275 $1,008,300
ALFALFA$524,225 $671,200$811,275 $1,008,300
ATOKA$524,225 $671,200$811,275 $1,008,300
BEAVER$524,225 $671,200$811,275 $1,008,300
BECKHAM$524,225 $671,200$811,275 $1,008,300
BLAINE$524,225 $671,200$811,275 $1,008,300
BRYAN$524,225 $671,200$811,275 $1,008,300
CADDO$524,225 $671,200$811,275 $1,008,300
CANADIAN$524,225 $671,200$811,275 $1,008,300
CARTER$524,225 $671,200$811,275 $1,008,300
CHEROKEE$524,225 $671,200$811,275 $1,008,300
CHOCTAW$524,225 $671,200$811,275 $1,008,300
CIMARRON$524,225 $671,200$811,275 $1,008,300
CLEVELAND$524,225 $671,200$811,275 $1,008,300
COAL$524,225 $671,200$811,275 $1,008,300
COMANCHE$524,225 $671,200$811,275 $1,008,300
COTTON$524,225 $671,200$811,275 $1,008,300
CRAIG$524,225 $671,200$811,275 $1,008,300
CREEK$524,225 $671,200$811,275 $1,008,300
CUSTER$524,225 $671,200$811,275 $1,008,300
DELAWARE$524,225 $671,200$811,275 $1,008,300
DEWEY$524,225 $671,200$811,275 $1,008,300
ELLIS$524,225 $671,200$811,275 $1,008,300
GARFIELD$524,225 $671,200$811,275 $1,008,300
GARVIN$524,225 $671,200$811,275 $1,008,300
GRADY$524,225 $671,200$811,275 $1,008,300
GRANT$524,225 $671,200$811,275 $1,008,300
GREER$524,225 $671,200$811,275 $1,008,300
HARMON$524,225 $671,200$811,275 $1,008,300
HARPER$524,225 $671,200$811,275 $1,008,300
HASKELL$524,225 $671,200$811,275 $1,008,300
HUGHES$524,225 $671,200$811,275 $1,008,300
JACKSON$524,225 $671,200$811,275 $1,008,300
JEFFERSON$524,225 $671,200$811,275 $1,008,300
JOHNSTON$524,225 $671,200$811,275 $1,008,300
KAY$524,225 $671,200$811,275 $1,008,300
KINGFISHER$524,225 $671,200$811,275 $1,008,300
KIOWA$524,225 $671,200$811,275 $1,008,300
LATIMER$524,225 $671,200$811,275 $1,008,300
LE FLORE$524,225 $671,200$811,275 $1,008,300
LINCOLN$524,225 $671,200$811,275 $1,008,300
LOGAN$524,225 $671,200$811,275 $1,008,300
LOVE$524,225 $671,200$811,275 $1,008,300
MAJOR$524,225 $671,200$811,275 $1,008,300
MARSHALL$524,225 $671,200$811,275 $1,008,300
MAYES$524,225 $671,200$811,275 $1,008,300
MCCLAIN$524,225 $671,200$811,275 $1,008,300
MCCURTAIN$524,225 $671,200$811,275 $1,008,300
MCINTOSH$524,225 $671,200$811,275 $1,008,300
MURRAY$524,225 $671,200$811,275 $1,008,300
MUSKOGEE$524,225 $671,200$811,275 $1,008,300
NOBLE$524,225 $671,200$811,275 $1,008,300
NOWATA$524,225 $671,200$811,275 $1,008,300
OKFUSKEE$524,225 $671,200$811,275 $1,008,300
OKLAHOMA$524,225 $671,200$811,275 $1,008,300
OKMULGEE$524,225 $671,200$811,275 $1,008,300
OSAGE$524,225 $671,200$811,275 $1,008,300
OTTAWA$524,225 $671,200$811,275 $1,008,300
PAWNEE$524,225 $671,200$811,275 $1,008,300
PAYNE$524,225 $671,200$811,275 $1,008,300
PITTSBURG$524,225 $671,200$811,275 $1,008,300
PONTOTOC$524,225 $671,200$811,275 $1,008,300
POTTAWATOMIE$524,225 $671,200$811,275 $1,008,300
PUSHMATAHA$524,225 $671,200$811,275 $1,008,300
ROGER MILLS$524,225 $671,200$811,275 $1,008,300
ROGERS$524,225 $671,200$811,275 $1,008,300
SEMINOLE$524,225 $671,200$811,275 $1,008,300
SEQUOYAH$524,225 $671,200$811,275 $1,008,300
STEPHENS$524,225 $671,200$811,275 $1,008,300
TEXAS$524,225 $671,200$811,275 $1,008,300
TILLMAN$524,225 $671,200$811,275 $1,008,300
TULSA$524,225 $671,200$811,275 $1,008,300
WAGONER$524,225 $671,200$811,275 $1,008,300
WASHINGTON$524,225 $671,200$811,275 $1,008,300
WASHITA$524,225 $671,200$811,275 $1,008,300
WOODS$524,225 $671,200$811,275 $1,008,300
WOODWARD$524,225 $671,200$811,275 $1,008,300