THE FHA IN NORTH DAKOTA

FHA loans have been helping North Dakota residents since 1934 

 

A licensed North Dakota FHA Lender can offer you a better loan including:

Low down payments (if any)

24 Hour Pre-Approval

Low closing costs

Easier credit qualifying

48 hour Streamline Refinancing

 

North Dakota First Time Home Buyer Loan

This FHA loan program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan programs.

Buy a home in North Dakota with  help from a Family Member

When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special FHA loan program.

North Dakota FHA Refinance to a Lower Rate

Lowering your monthly mortgage payment is easier than ever as mortgage interest rates continue to set new record lows almost every week for more than two month.  

North Dakota FHA Debt Consolidation

An FHA Debt Consolidation Loan can change your life, and we can connect you to an FHA Home Lending expert to talk over your financial situation so you are not left to figure out everything completely on your own.  

 

North Dakota FHA Home Loan

How it works:

 

√    Determine the type of FHA Government Loan that best fits your needs.

 

√       Complete an easy 2 minute application form.

 

√    We will forward your application to one and only one  FHA Approved Lender who can best help you based upon:

 

  • The type of loan you requested

  • Your down-payment (if purchase loan)

  • The location (State) your property is located

  • Your credit history

  • The best rate available for your loan

 

√    An FHA Loan Specialist will respond within 1 business day. They will explain what type of loan you are approved for, and the options available to you. 

 

√    Immediately that same day, the FHA Lender will overnight your pre-approval letter to you.

 

√    Review with no obligations your FHA Loan Pre-approval and locked rate. 

 

Note- It is very important that you keep this letter. It is your official pre-approval on bank letterhead with your 'locked rate', and if purchasing a house, it is equally important that you present this letter to the real estate agent to confirm your pre-qualification status.              

North Dakota FHA Lending Limits 2022

North Dakota Median Home Sale Price Price $210,000
County Name Single Duplex 3 Unit 4 Unit
ADAMS $275,665 $352,950 $426,625 $530,150
BARNES $275,665 $352,950 $426,625 $530,150
BENSON $275,665 $352,950 $426,625 $530,150
BILLINGS $339,250 $434,300 $524,950 $652,400
   NON-METRO
BOTTINEAU $275,665 $352,950 $426,625 $530,150
BOWMAN $275,665 $352,950 $426,625 $530,150
BURKE $275,665 $352,950 $426,625 $530,150
BURLEIGH $296,700 $379,800 $459,100 $570,550
   BISMARCK, ND
CASS $275,665 $352,950 $426,625 $530,150
   FARGO, ND-MN
CAVALIER $275,665 $352,950 $426,625 $530,150
DICKEY $275,665 $352,950 $426,625 $530,150
DIVIDE $275,665 $352,950 $426,625 $530,150
   NON-METRO
DUNN $275,665 $352,950 $426,625 $530,150
EDDY $275,665 $352,950 $426,625 $530,150
EMMONS $275,665 $352,950 $426,625 $530,150
FOSTER $275,665 $352,950 $426,625 $530,150
GOLDEN VALLEY $275,665 $352,950 $426,625 $530,150
GRAND FORKS $275,665 $352,950 $426,625 $530,150
   GRAND FORKS, ND-MN
GRANT $275,665 $352,950 $426,625 $530,150
GRIGGS $275,665 $352,950 $426,625 $530,150
   NON-METRO
HETTINGER $275,665 $352,950 $426,625 $530,150
KIDDER $275,665 $352,950 $426,625 $530,150
LAMOURE $275,665 $352,950 $426,625 $530,150
LOGAN $275,665 $352,950 $426,625 $530,150
MCHENRY $275,665 $352,950 $426,625 $530,150
   MINOT, ND
MCINTOSH $285,200 $365,100 $441,300 $548,450
MCKENZIE $299,000 $382,750 $462,650 $575,000
MCLEAN $275,665 $352,950 $426,625 $530,150
   NON-METRO
MERCER $275,665 $352,950 $426,625 $530,150
MORTON $296,700 $379,800 $459,100 $570,550
   BISMARCK, ND
MOUNTRAIL $275,665 $352,950 $426,625 $530,150
NELSON $275,665 $352,950 $426,625 $530,150
OLIVER $296,700 $379,800 $459,100 $570,550
   BISMARCK, ND
PEMBINA $275,665 $352,950 $426,625 $530,150
PIERCE $275,665 $352,950 $426,625 $530,150
RAMSEY $275,665 $352,950 $426,625 $530,150
   NON-METRO
RANSOM $275,665 $352,950 $426,625 $530,150
RENVILLE $275,665 $352,950 $426,625 $530,150
   MINOT, ND
RICHLAND $275,665 $352,950 $426,625 $530,150
   WAHPETON, ND-MN
ROLETTE $275,665 $352,950 $426,625 $530,150
SARGENT $275,665 $352,950 $426,625 $530,150
SHERIDAN $275,665 $352,950 $426,625 $530,150
SIOUX $296,700 $379,800 $459,100 $570,550
   BISMARCK, ND
SLOPE $275,665 $352,950 $426,625 $530,150
   NON-METRO
STARK $308,200 $394,550 $476,900 $592,700
   DICKINSON, ND
STEELE $275,665 $352,950 $426,625 $530,150
STUTSMAN $275,665 $352,950 $426,625 $530,150
   JAMESTOWN, ND
TOWNER $275,665 $352,950 $426,625 $530,150
TRAILL $275,665 $352,950 $426,625 $530,150
WALSH $275,665 $352,950 $426,625 $530,150
WARD $275,665 $352,950 $426,625 $530,150
   MINOT, ND
WELLS $275,665 $352,950 $426,625 $530,150
   NON-METRO
WILLIAMS $330,050 $422,500 $510,700 $634,700
   WILLISTON, ND