THE FHA IN North Dakota

FHA loans have been helping North Dakota residents since 1934

An FHA Specialist can offer you a better loan including:

  • Low Down Payment Plans

  • Low Closing Cost

  • Easier Credit Qualifications

  • Lowest Federal Reserve based  Interest Rate

  • 24 Hour Pre-Approval Process

North Dakota First Time Home Buyer Loan

This FHA loan program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan program.

Buy a home in North Dakota with help from a Family Member

When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special FHA loan program.

North Dakota FHA Refinance to a Lower Rate

Lowering your monthly mortgage payment is easier than ever as FHA Mortgage Interest Rates continue to decline.

North Dakota FHA Debt Consolidation

An FHA Debt Consolidation Loan can change your life, and we can connect you to an FHA Home Lending Expert to talk over your financial situation so you are not left to figure out everything on your own.

North Dakota FHA Home Loan

How it works:

√  Determine the type of FHA Government Loan your needs.

√  Complete an easy 2 minute application form.

√  We will forward your application to one and only one FHA Approved Lender who can best help you base.

  • The type of loan you requested
  • Your down-payment (if purchase loan)
  • The location (State) your property is located
  • Your credit history
  • The best rate available for your loan

√  FHA Loan Specialist will respond within 1 business day. They will explain what type of loan you are approved for, and the options available to you.

√  Immediately that same day, the FHA Lender will overnight your pre-approval letter to you.

√  Review with no obligations your FHA Loan Pre-approval and locked rate.

 

Note - It is very important that you keep this letter. It is your official pre-approval on bank letterhead with your 'locked rate', and if purchasing a house, it is equally important that you present this letter to the real estate agent to confirm your pre-qualification status.

North Dakota FHA Lending Limits 2025

North Dakota Median Home Sale Price Price $296,000

 

CountyOne Unit Two UnitThree Unit Four Unit
ADAMS$524,225 $671,200$811,275 $1,008,300
BARNES$524,225 $671,200$811,275 $1,008,300
BENSON$524,225 $671,200$811,275 $1,008,300
BILLINGS$524,225 $671,200$811,275 $1,008,300
BOTTINEAU$524,225 $671,200$811,275 $1,008,300
BOWMAN$524,225 $671,200$811,275 $1,008,300
BURKE$524,225 $671,200$811,275 $1,008,300
BURLEIGH$524,225 $671,200$811,275 $1,008,300
CASS$524,225 $671,200$811,275 $1,008,300
CAVALIER$524,225 $671,200$811,275 $1,008,300
DICKEY$524,225 $671,200$811,275 $1,008,300
DIVIDE$524,225 $671,200$811,275 $1,008,300
DUNN$524,225 $671,200$811,275 $1,008,300
EDDY$524,225 $671,200$811,275 $1,008,300
EMMONS$524,225 $671,200$811,275 $1,008,300
FOSTER$524,225 $671,200$811,275 $1,008,300
GOLDEN VALLEY$524,225 $671,200$811,275 $1,008,300
GRAND FORKS$524,225 $671,200$811,275 $1,008,300
GRANT$524,225 $671,200$811,275 $1,008,300
GRIGGS$524,225 $671,200$811,275 $1,008,300
HETTINGER$524,225 $671,200$811,275 $1,008,300
KIDDER$524,225 $671,200$811,275 $1,008,300
LAMOURE$524,225 $671,200$811,275 $1,008,300
LOGAN$524,225 $671,200$811,275 $1,008,300
MCHENRY$524,225 $671,200$811,275 $1,008,300
MCINTOSH$524,225 $671,200$811,275 $1,008,300
MCKENZIE$524,225 $671,200$811,275 $1,008,300
MCLEAN$524,225 $671,200$811,275 $1,008,300
MERCER$524,225 $671,200$811,275 $1,008,300
MORTON$524,225 $671,200$811,275 $1,008,300
MOUNTRAIL$524,225 $671,200$811,275 $1,008,300
NELSON$524,225 $671,200$811,275 $1,008,300
OLIVER$524,225 $671,200$811,275 $1,008,300
PEMBINA$524,225 $671,200$811,275 $1,008,300
PIERCE$524,225 $671,200$811,275 $1,008,300
RAMSEY$524,225 $671,200$811,275 $1,008,300
RANSOM$524,225 $671,200$811,275 $1,008,300
RENVILLE$524,225 $671,200$811,275 $1,008,300
RICHLAND$524,225 $671,200$811,275 $1,008,300
ROLETTE$524,225 $671,200$811,275 $1,008,300
SARGENT$524,225 $671,200$811,275 $1,008,300
SHERIDAN$524,225 $671,200$811,275 $1,008,300
SIOUX$524,225 $671,200$811,275 $1,008,300
SLOPE$524,225 $671,200$811,275 $1,008,300
STARK$524,225 $671,200$811,275 $1,008,300
STEELE$524,225 $671,200$811,275 $1,008,300
STUTSMAN$524,225 $671,200$811,275 $1,008,300
TOWNER$524,225 $671,200$811,275 $1,008,300
TRAILL$524,225 $671,200$811,275 $1,008,300
WALSH$524,225 $671,200$811,275 $1,008,300
WARD$524,225 $671,200$811,275 $1,008,300
WELLS$524,225 $671,200$811,275 $1,008,300
WILLIAMS$524,225 $671,200$811,275 $1,008,300