THE FHA IN Mississippi

FHA loans have been helping Mississippi residents since 1934

An FHA Specialist can offer you a better loan including:

  • Low Down Payment Plans

  • Low Closing Cost

  • Easier Credit Qualifications

  • Lowest Federal Reserve based  Interest Rate

  • 24 Hour Pre-Approval Process

Mississippi First Time Home Buyer Loan

This FHA loan program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan program.

Buy a home in Mississippi with help from a Family Member

When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special FHA loan program.

Mississippi FHA Refinance to a Lower Rate

Lowering your monthly mortgage payment is easier than ever as FHA Mortgage Interest Rates continue to decline.

Mississippi FHA Debt Consolidation

An FHA Debt Consolidation Loan can change your life, and we can connect you to an FHA Home Lending Expert to talk over your financial situation so you are not left to figure out everything on your own.

Mississippi FHA Home Loan

How it works:

√  Determine the type of FHA Government Loan your needs.

√  Complete an easy 2 minute application form.

√  We will forward your application to one and only one FHA Approved Lender who can best help you base.

  • The type of loan you requested
  • Your down-payment (if purchase loan)
  • The location (State) your property is located
  • Your credit history
  • The best rate available for your loan

√  FHA Loan Specialist will respond within 1 business day. They will explain what type of loan you are approved for, and the options available to you.

√  Immediately that same day, the FHA Lender will overnight your pre-approval letter to you.

√  Review with no obligations your FHA Loan Pre-approval and locked rate.

 

Note - It is very important that you keep this letter. It is your official pre-approval on bank letterhead with your 'locked rate', and if purchasing a house, it is equally important that you present this letter to the real estate agent to confirm your pre-qualification status.

Mississippi FHA Lending Limits 2025

Mississippi Median Home Sale Price Price $257,000

CountyOne Unit Two UnitThree Unit Four Unit
ADAMS$524,225 $671,200$811,275 $1,008,300
ALCORN$524,225 $671,200$811,275 $1,008,300
AMITE$524,225 $671,200$811,275 $1,008,300
ATTALA$524,225 $671,200$811,275 $1,008,300
BENTON$524,225 $671,200$811,275 $1,008,300
BOLIVAR$524,225 $671,200$811,275 $1,008,300
CALHOUN$524,225 $671,200$811,275 $1,008,300
CARROLL$524,225 $671,200$811,275 $1,008,300
CHICKASAW$524,225 $671,200$811,275 $1,008,300
CHOCTAW$524,225 $671,200$811,275 $1,008,300
CLAIBORNE$524,225 $671,200$811,275 $1,008,300
CLARKE$524,225 $671,200$811,275 $1,008,300
CLAY$524,225 $671,200$811,275 $1,008,300
COAHOMA$524,225 $671,200$811,275 $1,008,300
COPIAH$524,225 $671,200$811,275 $1,008,300
COVINGTON$524,225 $671,200$811,275 $1,008,300
DESOTO$524,225 $671,200$811,275 $1,008,300
FORREST$524,225 $671,200$811,275 $1,008,300
FRANKLIN$524,225 $671,200$811,275 $1,008,300
GEORGE$524,225 $671,200$811,275 $1,008,300
GREENE$524,225 $671,200$811,275 $1,008,300
GRENADA$524,225 $671,200$811,275 $1,008,300
HANCOCK$524,225 $671,200$811,275 $1,008,300
HARRISON$524,225 $671,200$811,275 $1,008,300
HINDS$524,225 $671,200$811,275 $1,008,300
HOLMES$524,225 $671,200$811,275 $1,008,300
HUMPHREYS$524,225 $671,200$811,275 $1,008,300
ISSAQUENA$524,225 $671,200$811,275 $1,008,300
ITAWAMBA$524,225 $671,200$811,275 $1,008,300
JACKSON$524,225 $671,200$811,275 $1,008,300
JASPER$524,225 $671,200$811,275 $1,008,300
JEFFERSON$524,225 $671,200$811,275 $1,008,300
JEFFERSON DAVIS$524,225 $671,200$811,275 $1,008,300
JONES$524,225 $671,200$811,275 $1,008,300
KEMPER$524,225 $671,200$811,275 $1,008,300
LAFAYETTE$524,225 $671,200$811,275 $1,008,300
LAMAR$524,225 $671,200$811,275 $1,008,300
LAUDERDALE$524,225 $671,200$811,275 $1,008,300
LAWRENCE$524,225 $671,200$811,275 $1,008,300
LEAKE$524,225 $671,200$811,275 $1,008,300
LEE$524,225 $671,200$811,275 $1,008,300
LEFLORE$524,225 $671,200$811,275 $1,008,300
LINCOLN$524,225 $671,200$811,275 $1,008,300
LOWNDES$524,225 $671,200$811,275 $1,008,300
MADISON$524,225 $671,200$811,275 $1,008,300
MARION$524,225 $671,200$811,275 $1,008,300
MARSHALL$524,225 $671,200$811,275 $1,008,300
MONROE$524,225 $671,200$811,275 $1,008,300
MONTGOMERY$524,225 $671,200$811,275 $1,008,300
NESHOBA$524,225 $671,200$811,275 $1,008,300
NEWTON$524,225 $671,200$811,275 $1,008,300
NOXUBEE$524,225 $671,200$811,275 $1,008,300
OKTIBBEHA$524,225 $671,200$811,275 $1,008,300
PANOLA$524,225 $671,200$811,275 $1,008,300
PEARL RIVER$524,225 $671,200$811,275 $1,008,300
PERRY$524,225 $671,200$811,275 $1,008,300
PIKE$524,225 $671,200$811,275 $1,008,300
PONTOTOC$524,225 $671,200$811,275 $1,008,300
PRENTISS$524,225 $671,200$811,275 $1,008,300
QUITMAN$524,225 $671,200$811,275 $1,008,300
RANKIN$524,225 $671,200$811,275 $1,008,300
SCOTT$524,225 $671,200$811,275 $1,008,300
SHARKEY$524,225 $671,200$811,275 $1,008,300
SIMPSON$524,225 $671,200$811,275 $1,008,300
SMITH$524,225 $671,200$811,275 $1,008,300
STONE$524,225 $671,200$811,275 $1,008,300
SUNFLOWER$524,225 $671,200$811,275 $1,008,300
TALLAHATCHIE$524,225 $671,200$811,275 $1,008,300
TATE$524,225 $671,200$811,275 $1,008,300
TIPPAH$524,225 $671,200$811,275 $1,008,300
TISHOMINGO$524,225 $671,200$811,275 $1,008,300
TUNICA$524,225 $671,200$811,275 $1,008,300
UNION$524,225 $671,200$811,275 $1,008,300
WALTHALL$524,225 $671,200$811,275 $1,008,300
WARREN$524,225 $671,200$811,275 $1,008,300
WASHINGTON$524,225 $671,200$811,275 $1,008,300
WAYNE$524,225 $671,200$811,275 $1,008,300
WEBSTER$524,225 $671,200$811,275 $1,008,300
WILKINSON$524,225 $671,200$811,275 $1,008,300
WINSTON$524,225 $671,200$811,275 $1,008,300
YALOBUSHA$524,225 $671,200$811,275 $1,008,300
YAZOO$524,225 $671,200$811,275 $1,008,300