THE FHA IN Louisiana

FHA loans have been helping Louisiana residents since 1934

An FHA Specialist can offer you a better loan including:

  • Low Down Payment Plans

  • Low Closing Cost

  • Easier Credit Qualifications

  • Lowest Federal Reserve based  Interest Rate

  • 24 Hour Pre-Approval Process

Louisiana First Time Home Buyer Loan

This FHA loan program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan program.

Buy a home in Louisiana with help from a Family Member

When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special FHA loan program.

Louisiana FHA Refinance to a Lower Rate

Lowering your monthly mortgage payment is easier than ever as FHA Mortgage Interest Rates continue to decline.

Louisiana FHA Debt Consolidation

An FHA Debt Consolidation Loan can change your life, and we can connect you to an FHA Home Lending Expert to talk over your financial situation so you are not left to figure out everything on your own.

Louisiana FHA Home Loan

How it works:

√  Determine the type of FHA Government Loan your needs.

√  Complete an easy 2 minute application form.

√  We will forward your application to one and only one FHA Approved Lender who can best help you base.

  • The type of loan you requested
  • Your down-payment (if purchase loan)
  • The location (State) your property is located
  • Your credit history
  • The best rate available for your loan

√  FHA Loan Specialist will respond within 1 business day. They will explain what type of loan you are approved for, and the options available to you.

√  Immediately that same day, the FHA Lender will overnight your pre-approval letter to you.

√  Review with no obligations your FHA Loan Pre-approval and locked rate.

 

Note - It is very important that you keep this letter. It is your official pre-approval on bank letterhead with your 'locked rate', and if purchasing a house, it is equally important that you present this letter to the real estate agent to confirm your pre-qualification status.

Louisiana FHA Lending Limits 2025

Louisiana Median Home Sale Price Price $248,000

CountyOne Unit Two UnitThree Unit Four Unit
ACADIA$524,225 $671,200$811,275 $1,008,300
ALLEN$524,225 $671,200$811,275 $1,008,300
ASCENSION$524,225 $671,200$811,275 $1,008,300
ASSUMPTION$524,225 $671,200$811,275 $1,008,300
AVOYELLES$524,225 $671,200$811,275 $1,008,300
BEAUREGARD$524,225 $671,200$811,275 $1,008,300
BIENVILLE$524,225 $671,200$811,275 $1,008,300
BOSSIER$524,225 $671,200$811,275 $1,008,300
CADDO$524,225 $671,200$811,275 $1,008,300
CALCASIEU$524,225 $671,200$811,275 $1,008,300
CALDWELL$524,225 $671,200$811,275 $1,008,300
CAMERON$524,225 $671,200$811,275 $1,008,300
CATAHOULA$524,225 $671,200$811,275 $1,008,300
CLAIBORNE$524,225 $671,200$811,275 $1,008,300
CONCORDIA$524,225 $671,200$811,275 $1,008,300
DE SOTO$524,225 $671,200$811,275 $1,008,300
EAST BATON ROUGE$524,225 $671,200$811,275 $1,008,300
EAST CARROLL$524,225 $671,200$811,275 $1,008,300
EAST FELICIANA$524,225 $671,200$811,275 $1,008,300
EVANGELINE$524,225 $671,200$811,275 $1,008,300
FRANKLIN$524,225 $671,200$811,275 $1,008,300
GRANT$524,225 $671,200$811,275 $1,008,300
IBERIA$524,225 $671,200$811,275 $1,008,300
IBERVILLE$524,225 $671,200$811,275 $1,008,300
JACKSON$524,225 $671,200$811,275 $1,008,300
JEFFERSON$524,225 $671,200$811,275 $1,008,300
JEFFERSON DAVIS$524,225 $671,200$811,275 $1,008,300
LAFAYETTE$524,225 $671,200$811,275 $1,008,300
LAFOURCHE$524,225 $671,200$811,275 $1,008,300
LASALLE$524,225 $671,200$811,275 $1,008,300
LINCOLN$524,225 $671,200$811,275 $1,008,300
LIVINGSTON$524,225 $671,200$811,275 $1,008,300
MADISON$524,225 $671,200$811,275 $1,008,300
MOREHOUSE$524,225 $671,200$811,275 $1,008,300
NATCHITOCHES$524,225 $671,200$811,275 $1,008,300
ORLEANS$524,225 $671,200$811,275 $1,008,300
OUACHITA$524,225 $671,200$811,275 $1,008,300
PLAQUEMINES$524,225 $671,200$811,275 $1,008,300
POINTE COUPEE$524,225 $671,200$811,275 $1,008,300
RAPIDES$524,225 $671,200$811,275 $1,008,300
RED RIVER$524,225 $671,200$811,275 $1,008,300
RICHLAND$524,225 $671,200$811,275 $1,008,300
SABINE$524,225 $671,200$811,275 $1,008,300
ST. BERNARD$524,225 $671,200$811,275 $1,008,300
ST. CHARLES$524,225 $671,200$811,275 $1,008,300
ST. HELENA$524,225 $671,200$811,275 $1,008,300
ST. JAMES$524,225 $671,200$811,275 $1,008,300
ST. JOHN THE BAPTIST$524,225 $671,200$811,275 $1,008,300
ST. LANDRY$524,225 $671,200$811,275 $1,008,300
ST. MARTIN$524,225 $671,200$811,275 $1,008,300
ST. MARY$524,225 $671,200$811,275 $1,008,300
ST. TAMMANY$524,225 $671,200$811,275 $1,008,300
TANGIPAHOA$524,225 $671,200$811,275 $1,008,300
TENSAS$524,225 $671,200$811,275 $1,008,300
TERREBONNE$524,225 $671,200$811,275 $1,008,300
UNION$524,225 $671,200$811,275 $1,008,300
VERMILION$524,225 $671,200$811,275 $1,008,300
VERNON$524,225 $671,200$811,275 $1,008,300
WASHINGTON$524,225 $671,200$811,275 $1,008,300
WEBSTER$524,225 $671,200$811,275 $1,008,300
WEST BATON ROUGE$524,225 $671,200$811,275 $1,008,300
WEST CARROLL$524,225 $671,200$811,275 $1,008,300
WEST FELICIANA$524,225 $671,200$811,275 $1,008,300
WINN$524,225 $671,200$811,275 $1,008,300