THE FHA IN INDIANA

FHA loans have been helping Indiana residents since 1934 

 

A licensed Indiana FHA Lender can offer you a better loan including:

Low down payments (if any)

24 Hour Pre-Approval

Low closing costs

Easier credit qualifying

48 hour Streamline Refinancing

 

Indiana First Time Home Buyer Loan

This FHA loan program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan programs.

Buy a home in Indiana with  help from a Family Member

When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special FHA loan program.

Indiana FHA Refinance to a Lower Rate

Lowering your monthly mortgage payment is easier than ever as mortgage interest rates continue to set new record lows almost every week for more than two month.  

Indiana FHA Debt Consolidation

An FHA Debt Consolidation Loan can change your life, and we can connect you to an FHA Home Lending expert to talk over your financial situation so you are not left to figure out everything completely on your own.  

 

Indiana FHA Home Loan

How it works:

 

√    Determine the type of FHA Government Loan that best fits your needs.

 

√       Complete an easy 2 minute application form.

 

√    We will forward your application to one and only one  FHA Approved Lender who can best help you based upon:

 

  • The type of loan you requested

  • Your down-payment (if purchase loan)

  • The location (State) your property is located

  • Your credit history

  • The best rate available for your loan

 

√    An FHA Loan Specialist will respond within 1 business day. They will explain what type of loan you are approved for, and the options available to you. 

 

√    Immediately that same day, the FHA Lender will overnight your pre-approval letter to you.

 

√    Review with no obligations your FHA Loan Pre-approval and locked rate. 

 

Note- It is very important that you keep this letter. It is your official pre-approval on bank letterhead with your 'locked rate', and if purchasing a house, it is equally important that you present this letter to the real estate agent to confirm your pre-qualification status.              

Indiana FHA Lending Limits 2022

 

County Name Single Duplex 3 Unit 4 Unit
ADAMS $275,665 $352,950 $426,625 $530,150
   DECATUR, IN
ALLEN $275,665 $352,950 $426,625 $530,150
   FORT WAYNE, IN
BARTHOLOMEW $275,665 $352,950 $426,625 $530,150
   COLUMBUS, IN
BENTON $275,665 $352,950 $426,625 $530,150
   LAFAYETTE-WEST LAFAYETTE, IN
BLACKFORD $275,665 $352,950 $426,625 $530,150
BOONE $308,200 $394,550 $476,900 $592,700
   INDIANAPOLIS-CARMEL-ANDERSON, IN
BROWN $308,200 $394,550 $476,900 $592,700
   INDIANAPOLIS-CARMEL-ANDERSON, IN
CARROLL $275,665 $352,950 $426,625 $530,150
   LAFAYETTE-WEST LAFAYETTE, IN
CASS $275,665 $352,950 $426,625 $530,150
   LOGANSPORT, IN
CLARK $299,000 $382,750 $462,650 $575,000
   LOUISVILLE/JEFFERSON , KY-IN
CLAY $275,665 $352,950 $426,625 $530,150
   TERRE HAUTE, IN
CLINTON $275,665 $352,950 $426,625 $530,150
   FRANKFORT, IN
CRAWFORD $275,665 $352,950 $426,625 $530,150
DAVIESS $275,665 $352,950 $426,625 $530,150
   WASHINGTON, IN
DEARBORN $275,665 $352,950 $426,625 $530,150
   CINCINNATI, OH-KY-IN
DECATUR $275,665 $352,950 $426,625 $530,150
   GREENSBURG, IN
DEKALB $275,665 $352,950 $426,625 $530,150
   AUBURN, IN
DELAWARE $275,665 $352,950 $426,625 $530,150
   MUNCIE, IN
DUBOIS $275,665 $352,950 $426,625 $530,150
   JASPER, IN
ELKHART $275,665 $352,950 $426,625 $530,150
   ELKHART-GOSHEN, IN
FAYETTE $275,665 $352,950 $426,625 $530,150
   CONNERSVILLE, IN
FLOYD $299,000 $382,750 $462,650 $575,000
   LOUISVILLE/JEFFERSON , KY-IN
FOUNTAIN $275,665 $352,950 $426,625 $530,150
FRANKLIN $275,665 $352,950 $426,625 $530,150
FULTON $275,665 $352,950 $426,625 $530,150
GIBSON $275,665 $352,950 $426,625 $530,150
   NON-METRO
GRANT $275,665 $352,950 $426,625 $530,150
   MARION, IN
GREENE $275,665 $352,950 $426,625 $530,150
HAMILTON $308,200 $394,550 $476,900 $592,700
   INDIANAPOLIS-CARMEL-ANDERSON, IN
HANCOCK $308,200 $394,550 $476,900 $592,700
   INDIANAPOLIS-CARMEL-ANDERSON, IN
HARRISON $299,000 $382,750 $462,650 $575,000
   LOUISVILLE/JEFFERSON , KY-IN
HENDRICKS $308,200 $394,550 $476,900 $592,700
   INDIANAPOLIS-CARMEL-ANDERSON, IN
HENRY $275,665 $352,950 $426,625 $530,150
   NEW CASTLE, IN
HOWARD $275,665 $352,950 $426,625 $530,150
   KOKOMO, IN
HUNTINGTON $275,665 $352,950 $426,625 $530,150
   HUNTINGTON, IN
JACKSON $275,665 $352,950 $426,625 $530,150
   SEYMOUR, IN
JASPER $365,700 $468,150 $565,900 $703,250
   CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
JAY $275,665 $352,950 $426,625 $530,150
JEFFERSON $275,665 $352,950 $426,625 $530,150
   MADISON, IN
JENNINGS $275,665 $352,950 $426,625 $530,150
   NORTH VERNON, IN
JOHNSON $308,200 $394,550 $476,900 $592,700
   INDIANAPOLIS-CARMEL-ANDERSON, IN
KNOX $275,665 $352,950 $426,625 $530,150
   VINCENNES, IN
KOSCIUSKO $275,665 $352,950 $426,625 $530,150
   WARSAW, IN
LAGRANGE $275,665 $352,950 $426,625 $530,150
LAKE $365,700 $468,150 $565,900 $703,250
   CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
LAPORTE $275,665 $352,950 $426,625 $530,150
   MICHIGAN CITY-LA PORTE, IN
LAWRENCE $275,665 $352,950 $426,625 $530,150
   BEDFORD, IN
MADISON $308,200 $394,550 $476,900 $592,700
   INDIANAPOLIS-CARMEL-ANDERSON, IN
MARION $308,200 $394,550 $476,900 $592,700
   INDIANAPOLIS-CARMEL-ANDERSON, IN
MARSHALL $275,665 $352,950 $426,625 $530,150
   PLYMOUTH, IN
MARTIN $275,665 $352,950 $426,625 $530,150
MIAMI $275,665 $352,950 $426,625 $530,150
   PERU, IN
MONROE $275,665 $352,950 $426,625 $530,150
   BLOOMINGTON, IN
MONTGOMERY $275,665 $352,950 $426,625 $530,150
   CRAWFORDSVILLE, IN
MORGAN $308,200 $394,550 $476,900 $592,700
   INDIANAPOLIS-CARMEL-ANDERSON, IN
NEWTON $365,700 $468,150 $565,900 $703,250
   CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
NOBLE $275,665 $352,950 $426,625 $530,150
   KENDALLVILLE, IN
OHIO $275,665 $352,950 $426,625 $530,150
   CINCINNATI, OH-KY-IN
ORANGE $275,665 $352,950 $426,625 $530,150
OWEN $275,665 $352,950 $426,625 $530,150
   BLOOMINGTON, IN
PARKE $275,665 $352,950 $426,625 $530,150
PERRY $275,665 $352,950 $426,625 $530,150
PIKE $275,665 $352,950 $426,625 $530,150
   JASPER, IN
PORTER $365,700 $468,150 $565,900 $703,250
   CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
POSEY $275,665 $352,950 $426,625 $530,150
   EVANSVILLE, IN-KY
PULASKI $275,665 $352,950 $426,625 $530,150
PUTNAM $308,200 $394,550 $476,900 $592,700
   INDIANAPOLIS-CARMEL-ANDERSON, IN
RANDOLPH $275,665 $352,950 $426,625 $530,150
RIPLEY $275,665 $352,950 $426,625 $530,150
RUSH $275,665 $352,950 $426,625 $530,150
SCOTT $299,000 $382,750 $462,650 $575,000
   LOUISVILLE/JEFFERSON , KY-IN
SHELBY $308,200 $394,550 $476,900 $592,700
   INDIANAPOLIS-CARMEL-ANDERSON, IN
SPENCER $275,665 $352,950 $426,625 $530,150
ST. JOSEPH $275,665 $352,950 $426,625 $530,150
   SOUTH BEND-MISHAWAKA, IN-MI
STARKE $275,665 $352,950 $426,625 $530,150
STEUBEN $275,665 $352,950 $426,625 $530,150
   ANGOLA, IN
SULLIVAN $275,665 $352,950 $426,625 $530,150
   TERRE HAUTE, IN
SWITZERLAND $275,665 $352,950 $426,625 $530,150
TIPPECANOE $275,665 $352,950 $426,625 $530,150
   LAFAYETTE-WEST LAFAYETTE, IN
TIPTON $275,665 $352,950 $426,625 $530,150
   NON-METRO
UNION $275,665 $352,950 $426,625 $530,150
   CINCINNATI, OH-KY-IN
VANDERBURGH $275,665 $352,950 $426,625 $530,150
   EVANSVILLE, IN-KY
VERMILLION $275,665 $352,950 $426,625 $530,150
   TERRE HAUTE, IN
VIGO $275,665 $352,950 $426,625 $530,150
   TERRE HAUTE, IN
WABASH $275,665 $352,950 $426,625 $530,150
   WABASH, IN
WARREN $275,665 $352,950 $426,625 $530,150
WARRICK $275,665 $352,950 $426,625 $530,150
   EVANSVILLE, IN-KY
WASHINGTON $299,000 $382,750 $462,650 $575,000
   LOUISVILLE/JEFFERSON , KY-IN
WAYNE $275,665 $352,950 $426,625 $530,150
   RICHMOND, IN
WELLS $275,665 $352,950 $426,625 $530,150
   FORT WAYNE, IN
WHITE $275,665 $352,950 $426,625 $530,150
WHITLEY $275,665 $352,950 $426,625 $530,150
   FORT WAYNE, IN