THE FHA IN HAWAIIFHA loans have been helping Hawaii residents since 1934
A licensed Hawaii FHA Lender can offer you a better loan including:
Low down payments (if any)
24 Hour Pre-Approval
Low closing costs
Easier credit qualifying
48 hour Streamline Refinancing
Hawaii First Time Home Buyer Loan
FHA loan program was created to help increase homeownership.
The FHA program makes buying a home easier
and less expensive than any other types of real
estate mortgage home loan programs.
buying a home, almost every lender will want to
know where your down payment came from. If someone
in your family is helping you with that down payment,
it is called a Gift of Equity, a special
FHA loan program.
Hawaii FHA Refinance to a Lower Rate
Lowering your monthly mortgage payment is
easier than ever as mortgage interest rates
continue to set new record lows almost every
week for more than two month.
An FHA Debt Consolidation Loan
can change your life, and we can connect
you to an FHA Home Lending expert to
talk over your financial situation so
you’re not left to figure out everything
completely on your own.
Hawaii FHA Home Loan
How it works:
Determine the type of FHA Government Loan that best fits your needs.
√ Complete an easy 2 minute application form.
We will forward your application to one and only one FHA Approved Lender who can best help you based upon:
The type of loan you requested
Your down-payment (if purchase loan)
The location (State) your property is located
Your credit history
The best rate available for your loan
An FHA Loan Specialist will respond within 1 business day. They will explain what type of loan you are approved for, and the options available to you.
√ Immediately that same day, the FHA Lender will overnight your pre-approval letter to you.
√ Review with no obligations your FHA Loan Pre-approval and locked rate.
Note- It is very important that you keep this letter. It is your official pre-approval on bank letterhead with your 'locked rate', and if purchasing a house, it is equally important that you present this letter to the real estate agent to confirm your pre-qualification status.
Hawaii FHA Lending Limits 2017
Hawaii Median Home Sale Price $500.000
|County Name||Single||Duplex||3 Unit||4 Unit|
| HILO, HI|
| URBAN HONOLULU, HI|
| KAHULUI-WAILUKU-LAHAINA, HI
| KAPAA, HI|
| KAHULUI-WAILUKU-LAHAINA, HI|
FHA Loan Information
The FHA does not lend money. The FHA (Federal Housing Administration) is part of HUD & backs individual Approved Lenders.
Note: We are not affiliated with the Federal Housing Administration, the Department of Housing and Urban Development, or any other government agency. We are an FHA Educational Resource.
Our responsibility is to help you find the best FHA Approved Lender who can help you secure home financing.
When you fill in our short application we will provide your information to one, (and only one!) FHA Approved Lender who can help you based upon many factors, including your Credit Score, your State Location, and the Type of Loan you apply for