THE FHA IN COLORADO

FHA loans have been helping Colorado residents since 1934 

 

A licensed Colorado FHA Lender can offer you a better loan including:

Low down payments (if any)

24 Hour Pre-Approval

Low closing costs

Easier credit qualifying

48 hour Streamline Refinancing


 


Colorado First Time Home Buyer Loan

This FHA loan program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan programs.

Buy a home in Colorado with  help from a Family Member

When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special FHA loan program.

Colorado FHA Refinance to a Lower Rate

Lowering your monthly mortgage payment is easier than ever as mortgage interest rates continue to set new record lows almost every week for more than two month.  

Colorado FHA Debt Consolidation

An FHA Debt Consolidation Loan can change your life, and we can connect you to an FHA Home Lending expert to talk over your financial situation so you’re not left to figure out everything completely on your own.  

 

Colorado FHA Home Loan

How it works:

 

√    Determine the type of FHA Government Loan that best fits your needs.

 

√       Complete an easy 2 minute application form.

 

√    We will forward your application to one and only one  FHA Approved Lender who can best help you based upon:

 

  • The type of loan you requested

  • Your down-payment (if purchase loan)

  • The location (State) your property is located

  • Your credit history

  • The best rate available for your loan

 

√    An FHA Loan Specialist will respond within 1 business day. They will explain what type of loan you are approved for, and the options available to you. 

 

√    Immediately that same day, the FHA Lender will overnight your pre-approval letter to you.

 

√    Review with no obligations your FHA Loan Pre-approval and locked rate. 

 

Note- It is very important that you keep this letter. It is your official pre-approval on bank letterhead with your 'locked rate', and if purchasing a house, it is equally important that you present this letter to the real estate agent to confirm your pre-qualification status.              

Colorado FHA Lending Limits 2017

Colorado Median Home Sale Price Price $309,000
 
County NameSingleDuplex3 Unit4 Unit
ADAMS$493,350$631,550$763,450$948,750
   DENVER-AURORA-LAKEWOOD, CO
ALAMOSA$275,665$352,950$426,625$530,150
ARAPAHOE$493,350 $631,550$763,450$948,750
   DENVER-AURORA-LAKEWOOD, CO
ARCHULETA$285,200$365,100$441,300$548,450
BACA$275,665$352,950$426,625$530,150
   NON-METRO
BENT$275,665$352,950$426,625$530,150
BOULDER$529,000$677,200 $818,600$1,017,300
   BOULDER, CO
BROOMFIELD$493,350$631,550$763,450$948,750
   DENVER-AURORA-LAKEWOOD, CO
CHAFFEE $275,665$352,950$426,625$530,150
CHEYENNE$275,665$352,950$426,625$530,150
CLEAR CREEK$493,350$631,550$763,450$948,750
   DENVER-AURORA-LAKEWOOD, CO
CONEJOS$275,665$352,950$426,625$530,150
COSTILLA$275,665$352,950 $426,625$530,150
CROWLEY$275,665$352,950$426,625$530,150
CUSTER$275,665$352,950$426,625$530,150
DELTA$275,665$352,950$426,625$530,150
DENVER$493,350$631,550$763,450$948,750
   DENVER-AURORA-LAKEWOOD, CO
DOLORES$275,665$352,950$426,625$530,150
DOUGLAS$493,350$631,550 $763,450$948,750
   DENVER-AURORA-LAKEWOOD, CO
EAGLE$636,150$814,500$984,525$1,223,475
   EDWARDS, CO
EL PASO$285,200$365,100$441,300$548,450
   COLORADO SPRINGS, CO
ELBERT$493,350$631,550$763,450$948,750
   DENVER-AURORA-LAKEWOOD, CO
FREMONT$275,665$352,950$426,625$530,150
   CANON CITY, CO
GARFIELD$636,150$814,500$984,525$1,223,475
   GLENWOOD SPRINGS, CO
GILPIN$493,350$631,550 $763,450$948,750
   DENVER-AURORA-LAKEWOOD, CO
GRAND$333,500$426,950$516,050$641,350
GUNNISON$357,650 $457,850$553,450$687,800
HINSDALE$427,800$547,650$662,000$822,700
HUERFANO$275,665$352,950$426,625$530,150
   NON-METRO
JACKSON$275,665$352,950$426,625$530,150
JEFFERSON$493,350$631,550 $763,450$948,750
   DENVER-AURORA-LAKEWOOD, CO
KIOWA$275,665$352,950$426,625$530,150
KIT CARSON$275,665 $352,950$426,625$530,150
LA PLATA$385,250$493,200$596,150$740,850
   DURANGO, CO
LAKE$275,665$352,950$426,625$530,150
   NON-METRO
LARIMER$376,050$481,400$581,900$723,150
   FORT COLLINS, CO
LAS ANIMAS$275,665$352,950 $426,625$530,150
LINCOLN$275,665$352,950$426,625$530,150
LOGAN$275,665$352,950$426,625$530,150
   STERLING, CO
MESA$282,900$362,150$437,750$544,050
   GRAND JUNCTION, CO
MINERAL$275,665$352,950$426,625$530,150
   NON-METRO
MOFFAT$275,665$352,950$426,625$530,150
   CRAIG, CO
MONTEZUMA$275,665$352,950 $426,625$530,150
MONTROSE$275,665$352,950$426,625$530,150
   MONTROSE, CO
MORGAN$275,665$352,950$426,625$530,150
   FORT MORGAN, CO
OTERO$275,665$352,950$426,625$530,150
OURAY$425,500$544,700$658,450$818,250
   NON-METRO
PARK$493,350$631,550$763,450$948,750
   DENVER-AURORA-LAKEWOOD, CO
PHILLIPS$275,665$352,950 $426,625$530,150
PITKIN$636,150$814,500$984,525$1,223,475
   GLENWOOD SPRINGS, CO
PROWERS $275,665$352,950$426,625$530,150
PUEBLO$275,665$352,950$426,625$530,150
   PUEBLO, CO
RIO BLANCO$275,665$352,950$426,625$530,150
   NON-METRO
RIO GRANDE$275,665$352,950$426,625$530,150
ROUTT$634,800$812,650 $982,300$1,220,800
   STEAMBOAT SPRINGS, CO
SAGUACHE$275,665$352,950$426,625$530,150
SAN JUAN$275,665 $352,950$426,625$530,150
SAN MIGUEL$636,150$814,500$984,525$1,223,475
SEDGWICK$275,665$352,950$426,625$530,150
   NON-METRO
SUMMIT$636,150$814,500$984,525$1,223,475
   BRECKENRIDGE, CO
TELLER$285,200$365,100 $441,300$548,450
   COLORADO SPRINGS, CO
WASHINGTON$275,665$352,950$426,625$530,150
WELD $322,000$412,200$498,250$619,250
   GREELEY, CO
YUMA$275,665$352,950$426,625$530,150