THE FHA IN Arkansas

FHA loans have been helping Arkansas residents since 1934

An FHA Specialist can offer you a better loan including:

  • Low Down Payment Plans

  • Low Closing Cost

  • Easier Credit Qualifications

  • Lowest Federal Reserve based  Interest Rate

  • 24 Hour Pre-Approval Process

Arkansas First Time Home Buyer Loan

This FHA loan program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan program.

Buy a home in Arkansas with help from a Family Member

When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special FHA loan program.

Arkansas FHA Refinance to a Lower Rate

Lowering your monthly mortgage payment is easier than ever as FHA Mortgage Interest Rates continue to decline.

Arkansas FHA Debt Consolidation

An FHA Debt Consolidation Loan can change your life, and we can connect you to an FHA Home Lending Expert to talk over your financial situation so you are not left to figure out everything on your own.

Arkansas FHA Home Loan

How it works:

√  Determine the type of FHA Government Loan your needs.

√  Complete an easy 2 minute application form.

√  We will forward your application to one and only one FHA Approved Lender who can best help you base.

  • The type of loan you requested
  • Your down-payment (if purchase loan)
  • The location (State) your property is located
  • Your credit history
  • The best rate available for your loan

√  FHA Loan Specialist will respond within 1 business day. They will explain what type of loan you are approved for, and the options available to you.

√  Immediately that same day, the FHA Lender will overnight your pre-approval letter to you.

√  Review with no obligations your FHA Loan Pre-approval and locked rate.

 

Note - It is very important that you keep this letter. It is your official pre-approval on bank letterhead with your 'locked rate', and if purchasing a house, it is equally important that you present this letter to the real estate agent to confirm your pre-qualification status.

Arkansas FHA Lending Limits 2025

Arkansas Median Home Sale Price Price $260,000

County One UnitTwo Unit Three UnitFour Unit
ARKANSAS $524,225$671,200 $811,275$1,008,300
ASHLEY $524,225$671,200 $811,275$1,008,300
BAXTER $524,225$671,200 $811,275$1,008,300
BENTON $524,225$671,200 $811,275$1,008,300
BOONE $524,225$671,200 $811,275$1,008,300
BRADLEY $524,225$671,200 $811,275$1,008,300
CALHOUN $524,225$671,200 $811,275$1,008,300
CARROLL $524,225$671,200 $811,275$1,008,300
CHICOT $524,225$671,200 $811,275$1,008,300
CLARK $524,225$671,200 $811,275$1,008,300
CLAY $524,225$671,200 $811,275$1,008,300
CLEBURNE $524,225$671,200 $811,275$1,008,300
CLEVELAND $524,225$671,200 $811,275$1,008,300
COLUMBIA $524,225$671,200 $811,275$1,008,300
CONWAY $524,225$671,200 $811,275$1,008,300
CRAIGHEAD $524,225$671,200 $811,275$1,008,300
CRAWFORD $524,225$671,200 $811,275$1,008,300
CRITTENDEN $524,225$671,200 $811,275$1,008,300
CROSS $524,225$671,200 $811,275$1,008,300
DALLAS $524,225$671,200 $811,275$1,008,300
DESHA $524,225$671,200 $811,275$1,008,300
DREW $524,225$671,200 $811,275$1,008,300
FAULKNER $524,225$671,200 $811,275$1,008,300
FRANKLIN $524,225$671,200 $811,275$1,008,300
FULTON $524,225$671,200 $811,275$1,008,300
GARLAND $524,225$671,200 $811,275$1,008,300
GRANT $524,225$671,200 $811,275$1,008,300
GREENE $524,225$671,200 $811,275$1,008,300
HEMPSTEAD $524,225$671,200 $811,275$1,008,300
HOT SPRING $524,225$671,200 $811,275$1,008,300
HOWARD $524,225$671,200 $811,275$1,008,300
INDEPENDENCE $524,225$671,200 $811,275$1,008,300
IZARD $524,225$671,200 $811,275$1,008,300
JACKSON $524,225$671,200 $811,275$1,008,300
JEFFERSON $524,225$671,200 $811,275$1,008,300
JOHNSON $524,225$671,200 $811,275$1,008,300
LAFAYETTE $524,225$671,200 $811,275$1,008,300
LAWRENCE $524,225$671,200 $811,275$1,008,300
LEE $524,225$671,200 $811,275$1,008,300
LINCOLN $524,225$671,200 $811,275$1,008,300
LITTLE RIVER $524,225$671,200 $811,275$1,008,300
LOGAN $524,225$671,200 $811,275$1,008,300
LONOKE $524,225$671,200 $811,275$1,008,300
MADISON $524,225$671,200 $811,275$1,008,300
MARION $524,225$671,200 $811,275$1,008,300
MILLER $524,225$671,200 $811,275$1,008,300
MISSISSIPPI $524,225$671,200 $811,275$1,008,300
MONROE $524,225$671,200 $811,275$1,008,300
MONTGOMERY $524,225$671,200 $811,275$1,008,300
NEVADA $524,225$671,200 $811,275$1,008,300
NEWTON $524,225$671,200 $811,275$1,008,300
OUACHITA $524,225$671,200 $811,275$1,008,300
PERRY $524,225$671,200 $811,275$1,008,300
PHILLIPS $524,225$671,200 $811,275$1,008,300
PIKE $524,225$671,200 $811,275$1,008,300
POINSETT $524,225$671,200 $811,275$1,008,300
POLK $524,225$671,200 $811,275$1,008,300
POPE $524,225$671,200 $811,275$1,008,300
PRAIRIE $524,225$671,200 $811,275$1,008,300
PULASKI $524,225$671,200 $811,275$1,008,300
RANDOLPH $524,225$671,200 $811,275$1,008,300
SALINE $524,225$671,200 $811,275$1,008,300
SCOTT $524,225$671,200 $811,275$1,008,300
SEARCY $524,225$671,200 $811,275$1,008,300
SEBASTIAN $524,225$671,200 $811,275$1,008,300
SEVIER $524,225$671,200 $811,275$1,008,300
SHARP $524,225$671,200 $811,275$1,008,300
ST. FRANCIS $524,225$671,200 $811,275$1,008,300
STONE $524,225$671,200 $811,275$1,008,300
UNION $524,225$671,200 $811,275$1,008,300
VAN BUREN $524,225$671,200 $811,275$1,008,300
WASHINGTON $524,225$671,200 $811,275$1,008,300
WHITE $524,225$671,200 $811,275$1,008,300
WOODRUFF $524,225$671,200 $811,275$1,008,300
YELL $524,225$671,200 $811,275$1,008,300