THE FHA IN ARKANSAS

FHA loans have been helping Arkansas  residents since 1934 

 

A licensed Arkansas  FHA Lender can offer you a better loan including:

Low down payments (if any)

24 Hour Pre-Approval

Low closing costs

Easier credit qualifying

48 hour Streamline Refinancing


 


Arkansas  First Time Home Buyer Loan

This FHA loan program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan programs.

Buy a home in Arkansas  with  help from a Family Member

When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special FHA loan program.

Arkansas  FHA Refinance to a Lower Rate

Lowering your monthly mortgage payment is easier than ever as mortgage interest rates continue to set new record lows almost every week for more than two month.  

Arkansas  FHA Debt Consolidation

An FHA Debt Consolidation Loan can change your life, and we can connect you to an FHA Home Lending expert to talk over your financial situation so you’re not left to figure out everything completely on your own.  

 

Arkansas  FHA Home Loan

How it works:

 

√    Determine the type of FHA Government Loan that best fits your needs.

 

√       Complete an easy 2 minute application form.

 

√    We will forward your application to one and only one  FHA Approved Lender who can best help you based upon:

 

  • The type of loan you requested

  • Your down-payment (if purchase loan)

  • The location (State) your property is located

  • Your credit history

  • The best rate available for your loan

 

√    An FHA Loan Specialist will respond within 1 business day. They will explain what type of loan you are approved for, and the options available to you. 

 

√    Immediately that same day, the FHA Lender will overnight your pre-approval letter to you.

 

√    Review with no obligations your FHA Loan Pre-approval and locked rate. 

 

Note- It is very important that you keep this letter. It is your official pre-approval on bank letterhead with your 'locked rate', and if purchasing a house, it is equally important that you present this letter to the real estate agent to confirm your pre-qualification status.              

Arkansas  FHA Lending Limits 2017

Arkansas  Median Home Sale Price Price $139,900

 

County NameSingleDuplex3 Unit4 Unit
ARKANSAS$275,665$352,950$426,625$530,150
ASHLEY$275,665$352,950$426,625$530,150
BAXTER$275,665$352,950$426,625$530,150
   MOUNTAIN HOME, AR
BENTON$275,665$352,950$426,625$530,150
   FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO
BOONE$275,665$352,950$426,625$530,150
   HARRISON, AR
BRADLEY$275,665$352,950$426,625$530,150
CALHOUN$275,665$352,950$426,625$530,150
   CAMDEN, AR
CARROLL$275,665$352,950$426,625$530,150
CHICOT$275,665$352,950$426,625$530,150
CLARK$275,665$352,950$426,625$530,150
   ARKADELPHIA, AR
CLAY$275,665$352,950$426,625$530,150
CLEBURNE$275,665$352,950$426,625$530,150
   NON-METRO
CLEVELAND$275,665$352,950$426,625$530,150
   PINE BLUFF, AR
COLUMBIA$275,665$352,950$426,625$530,150
   MAGNOLIA, AR
CONWAY$275,665$352,950$426,625$530,150
CRAIGHEAD$275,665$352,950$426,625$530,150
   JONESBORO, AR
CRAWFORD$275,665$352,950$426,625$530,150
   FORT SMITH, AR-OK
CRITTENDEN$275,665$352,950$426,625$530,150
   MEMPHIS, TN-MS-AR
CROSS$275,665$352,950$426,625$530,150
DALLAS$275,665$352,950$426,625$530,150
   NON-METRO
DESHA$275,665$352,950$426,625$530,150
DREW$275,665$352,950$426,625$530,150
FAULKNER$275,665$352,950$426,625$530,150
   LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, A
FRANKLIN$275,665$352,950$426,625$530,150
FULTON$275,665$352,950$426,625$530,150
GARLAND$275,665$352,950$426,625$530,150
   HOT SPRINGS, AR
GRANT$275,665$352,950$426,625$530,150
   LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, A
GREENE$275,665$352,950$426,625$530,150
   PARAGOULD, AR
HEMPSTEAD$275,665$352,950$426,625$530,150
HOT SPRING$275,665$352,950$426,625$530,150
   MALVERN, AR
HOWARD$275,665$352,950$426,625$530,150
INDEPENDENCE$275,665$352,950$426,625$530,150
   BATESVILLE, AR
IZARD$275,665$352,950$426,625$530,150
JACKSON$275,665$352,950$426,625$530,150
JEFFERSON$275,665$352,950$426,625$530,150
   PINE BLUFF, AR
JOHNSON$275,665$352,950$426,625$530,150
LAFAYETTE$275,665$352,950$426,625$530,150
LAWRENCE$275,665$352,950$426,625$530,150
LEE$275,665$352,950$426,625$530,150
LINCOLN$275,665$352,950$426,625$530,150
   PINE BLUFF, AR
LITTLE RIVER$275,665$352,950$426,625$530,150
   TEXARKANA, TX-AR
LOGAN$275,665$352,950$426,625$530,150
LONOKE$275,665$352,950$426,625$530,150
   LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, A
MADISON$275,665$352,950$426,625$530,150
   FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO
MARION$275,665$352,950 $426,625$530,150
MILLER$275,665 $352,950$426,625$530,150
   TEXARKANA, TX-AR
MISSISSIPPI$275,665$352,950$426,625$530,150
   BLYTHEVILLE, AR
MONROE$275,665$352,950$426,625$530,150
MONTGOMERY$275,665$352,950$426,625$530,150
NEVADA$275,665$352,950$426,625$530,150
   NON-METRO
NEWTON$275,665$352,950$426,625 $530,150
   HARRISON, AR
OUACHITA$275,665$352,950 $426,625$530,150
   CAMDEN, AR
PERRY$275,665 $352,950$426,625$530,150
   LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, A
PHILLIPS$275,665$352,950$426,625$530,150
   HELENA-WEST HELENA, AR
PIKE$275,665$352,950$426,625$530,150
POINSETT$275,665$352,950$426,625$530,150
   JONESBORO, AR
POLK$275,665$352,950$426,625$530,150
POPE$275,665$352,950$426,625$530,150
   RUSSELLVILLE, AR
PRAIRIE$275,665$352,950$426,625$530,150
PULASKI$275,665$352,950$426,625$530,150
   LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, A
RANDOLPH$275,665$352,950$426,625$530,150
SALINE$275,665$352,950$426,625$530,150
   LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, A
SCOTT$275,665$352,950$426,625$530,150
SEARCY$275,665$352,950$426,625$530,150
SEBASTIAN$275,665$352,950$426,625$530,150
   FORT SMITH, AR-OK
SEVIER$275,665$352,950$426,625$530,150
SHARP$275,665$352,950$426,625 $530,150
ST. FRANCIS$275,665$352,950 $426,625$530,150
   FORREST CITY, AR
STONE$275,665 $352,950$426,625$530,150
UNION $275,665$352,950$426,625$530,150
   EL DORADO, AR
VAN BUREN$275,665$352,950$426,625$530,150
WASHINGTON$275,665$352,950$426,625$530,150
   FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO
WHITE$275,665$352,950$426,625$530,150
   SEARCY, AR
WOODRUFF$275,665$352,950$426,625$530,150
YELL$275,665$352,950$426,625$530,150
   RUSSELLVILLE, AR