THE FHA IN Alaska

FHA loans have been helping Alaska residents since 1934

An FHA Specialist can offer you a better loan including:

  • Low Down Payment Plans

  • Low Closing Cost

  • Easier Credit Qualifications

  • Lowest Federal Reserve based  Interest Rate

  • 24 Hour Pre-Approval Process

Alaska First Time Home Buyer Loan

This FHA loan program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan program.

Buy a home in Alaska with help from a Family Member

When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special FHA loan program.

Alaska FHA Refinance to a Lower Rate

Lowering your monthly mortgage payment is easier than ever as FHA Mortgage Interest Rates continue to decline.

Alaska FHA Debt Consolidation

An FHA Debt Consolidation Loan can change your life, and we can connect you to an FHA Home Lending Expert to talk over your financial situation so you are not left to figure out everything on your own.

Alaska FHA Home Loan

How it works:

√  Determine the type of FHA Government Loan your needs.

√  Complete an easy 2 minute application form.

√  We will forward your application to one and only one FHA Approved Lender who can best help you base.

  • The type of loan you requested
  • Your down-payment (if purchase loan)
  • The location (State) your property is located
  • Your credit history
  • The best rate available for your loan

√  FHA Loan Specialist will respond within 1 business day. They will explain what type of loan you are approved for, and the options available to you.

√  Immediately that same day, the FHA Lender will overnight your pre-approval letter to you.

√  Review with no obligations your FHA Loan Pre-approval and locked rate.

 

Note - It is very important that you keep this letter. It is your official pre-approval on bank letterhead with your 'locked rate', and if purchasing a house, it is equally important that you present this letter to the real estate agent to confirm your pre-qualification status.

Alaska FHA Lending Limits 2025

Alaska Median Home Sale Price Price $396,000
County One Unit Two UnitThree Unit Four Unit
ALEUTIANS EAST $524,225 $671,200$811,275 $1,008,300
ALEUTIANS WEST $585,350 $749,350$905,800 $1,125,700
ANCHORAGE $524,225 $671,200$811,275 $1,008,300
BETHEL $524,225 $671,200$811,275 $1,008,300
BRISTOL BAY $524,225 $671,200$811,275 $1,008,300
CHUGACH $524,225 $671,200$811,275 $1,008,300
COPPER RIVER $524,225 $671,200$811,275 $1,008,300
DENALI $524,225 $671,200$811,275 $1,008,300
DILLINGHAM $524,225 $671,200$811,275 $1,008,300
FAIRBANKS NORTH STAR $524,225 $671,200$811,275 $1,008,300
HAINES $524,225 $671,200$811,275 $1,008,300
HOONAH-ANGOON $524,400 $671,300$811,450 $1,008,450
JUNEAU $553,150 $708,150$855,950 $1,063,750
KENAI PENINSULA $524,225 $671,200$811,275 $1,008,300
KETCHIKAN GATEWAY $524,225 $671,200$811,275 $1,008,300
KODIAK ISLAND $541,650 $693,400$838,150 $1,041,650
KUSILVAK $524,225 $671,200$811,275 $1,008,300
LAKE AND PENINSULA $524,225 $671,200$811,275 $1,008,300
MATANUSKA-SUSITNA $524,225 $671,200$811,275 $1,008,300
NOME $524,225 $671,200$811,275 $1,008,300
NORTH SLOPE $524,225 $671,200$811,275 $1,008,300
NORTHWEST ARCTIC $524,225 $671,200$811,275 $1,008,300
PETERSBURG $524,225 $671,200$811,275 $1,008,300
PRINCE OF WALES $524,225 $671,200$811,275 $1,008,300
SITKA $586,500 $750,800$907,550 $1,127,900
SKAGWAY $524,400 $671,300$811,450 $1,008,450
SOUTHEAST FAIRBANKS $524,225 $671,200$811,275 $1,008,300
WRANGELL $524,225 $671,200$811,275 $1,008,300
YAKUTAT $524,225 $671,200$811,275 $1,008,300
YUKON-KOYUKUK $524,225 $671,200$811,275 $1,008,300