FHA loans have been helping Alaska residents since 1934 


A licensed Alaska FHA Lender can offer you a better loan including:

Low down payments (if any)

24 Hour Pre-Approval

Low closing costs

Easier credit qualifying

48 hour Streamline Refinancing


Alaska First Time Home Buyer Loan

This FHA loan program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan programs.

Buy a home in Alaska with  help from a Family Member

When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special FHA loan program.

Alaska FHA Refinance to a Lower Rate

Lowering your monthly mortgage payment is easier than ever as mortgage interest rates continue to set new record lows almost every week for more than two month.  

Alaska FHA Debt Consolidation

An FHA Debt Consolidation Loan can change your life, and we can connect you to an FHA Home Lending expert to talk over your financial situation so you’re not left to figure out everything completely on your own.  


Alaska FHA Home Loan

How it works:


√   Determine the type of FHA Government Loan that best fits your needs.


√       Complete an easy 2 minute application form.


   We will forward your application to one and only one  FHA Approved Lender who can best help you based upon:


  • The type of loan you requested

  • Your down-payment (if purchase loan)

  • The location (State) your property is located

  • Your credit history

  • The best rate available for your loan


√    An FHA Loan Specialist will respond within 1 business day. They will explain what type of loan you are approved for, and the options available to you. 


√    Immediately that same day, the FHA Lender will overnight your pre-approval letter to you.


√    Review with no obligations your FHA Loan Pre-approval and locked rate. 


Note- It is very important that you keep this letter. It is your official pre-approval on bank letterhead with your 'locked rate', and if purchasing a house, it is equally important that you present this letter to the real estate agent to confirm your pre-qualification status.              

Alaska FHA Lending Limits 2017



County NameSingleDuplex3 Unit4 Unit
ALEUTIANS EAST$275,665$352,950$426,625$530,150
ALEUTIANS WEST$385,250$493,200$596,150$740,850
ANCHORAGE MUNIC$396,750$507,900$613,950$763,000
BETHEL CENSUS A$275,665$352,950$426,625$530,150
BRISTOL BAY BOR$313,950$401,900$485,800$603,750
DENALI BOROUGH$297,850$381,300$460,900$572,800
DILLINGHAM CENS$275,665$352,950$426,625$530,150
FAIRBANKS NORTH$275,665$352,950$426,625$530,150
HAINES BOROUGH$284,050$363,600$439,550$546,250
HOONAH-ANGOON C$281,750$360,700$436,000$541,800
JUNEAU CITY AND$425,500$544,700$658,450$818,250
KENAI PENINSULA$275,665$352,950$426,625$530,150
KETCHIKAN GATEW$325,450$416,600$503,600$625,850
KODIAK ISLAND B$381,800$488,750$590,800$734,250
KUSILVAK CENSUS$275,665$352,950$426,625$530,150
LAKE AND PENINS$275,665$352,950$426,625$530,150
NOME CENSUS ARE$353,050$451,950$546,300$678,950
NORTH SLOPE BOR$332,350$425,450$514,300$639,150
NORTHWEST ARCTI$275,665$352,950$426,625$530,150
PETERSBURG CENS$332,350$425,450$514,300$639,150
PRINCE OF WALES$275,665$352,950$426,625$530,150
SITKA CITY AND$451,950$578,550$699,350$869,150
SKAGWAY MUNICIP$415,150$531,450$642,400$798,350
SOUTHEAST FAIRB$275,665$352,950$426,625$530,150
WRANGELL CITY A$332,350$425,450$514,300$639,150
YAKUTAT CITY AN$420,900$538,800$651,300$809,450
YUKON-KOYUKUK C$275,665$352,950$426,625$530,150