FHA Government Loans - FHA Loan Programs

DID YOU KNOW? You can apply for an FHA Home Loan Online - click here for more information......

We encourage users to use the free NMLS Consumer Access Link to confirm that the mortgage company or mortgage professional with whom they wish to conduct business is authorized to conduct mortgage business in their state.

Did you know you can Apply Online for an FHA Home Loan?

FHA Home Loan Programs have been helping people become homeowners since 1934.

Purchase your First Home with the FHA FIRST TIME HOME BUYER PROGRAM
STREAMLINE REFINANCE your EXISTING FHA LOAN to a LOWER RATE

Some of the advantages of an FHA HOME MORTGAGE:

Lower credit requirements, income verification, employee verification, and underwriting fees
Very little paperwork
Easily increase or decrease the length of the term of your existing loan
Take advantage of current low interest rates
Free 24 Hour Approval >>> Apply Now

Buying your First Home?

November 22, 2016
First Time Home Buyers searching for loan assistance can now take advantage of FHA Government Loans First Time Home Buyer Programs that can require as little as 3 % down. Read more �

FHA Refinance Programs (now at the lowest rates in 22 years)

October 15, 2016
The past few weeks have been a joy ride for homeowners looking to refinance, with refinance rates and FHA mortgage rates all dipping. Homeowners have scrambled to get their mortgages modified to ease debt pressure. With the proactive help from the government, even banks have been able to keep FHA loans rate as low as possible as FHA Refinance rates dropping to historic lows. The final months of 2010 are being regarded as the best time to refinance in almost 30 years. Read more �

FHA Loans for a fixer-upper (203k Program)

October 22, 2016
The Section 203(k) program is the Department of Housing and Urban Development (HUD), primary program for the rehabilitation and repair of single family properties These programs operate through FHA-approved lending institutions which submit applications to have the property appraised and have the buyer's credit approved. These lenders fund the mortgage loans which the Department insures. Read more �

The FHA in your State

Need a Larger Map? Click here >>>

Financial assistance for Seniors

April 24, 2015
Many older Americans need greater financial security to supplement social security, meet unexpected medical expenses, make home improvements, and more. One of the nations fastest growing solutions is a Reverse Mortgage. Read more �

FHA Loan Information

The FHA does not lend money. The FHA (Federal Housing Administration) is part of HUD & backs individual Approved Lenders.

Note: We are not affiliated with the Federal Housing Administration, the Department of Housing and Urban Development, or any other government agency. We are an FHA Educational Resource.

Our responsibility is to help you find the best FHA Approved Lender who can help you secure home financing.

When you fill in our short application we will provide your information to one, (and only one!) FHA Approved Lender who can help you based upon many factors, including your Credit Score, your State Location, and the Type of Loan you apply for

FHA News & Information

Thirty-year fixed, 15-year fixed and 5/1 ARM rates were all lower today, according to a survey of current mortgage rates published by National Lenders Thursday morning. (2/2/17)
FHA Home Loan: A Smart Choice When Rates Are Rising. As people watch mortgage interest rates move upward, they might be wondering whether there is a mortgage out there for them. The FHA home loan could be something to look into, depending on one�s savings, credit score, income and future needs. (2/27/17)
HUD suspends FHA mortgage insurance premium cut. The FHA will issue a subsequent Mortgagee Letter at a later date should this policy change (01/27/17).