DID YOU KNOW? You can apply for an FHA Home Loan Online - click here for more information......

We encourage users to use the free NMLS Consumer Access Link to confirm that the mortgage company or mortgage professional with whom they wish to conduct business is authorized to conduct mortgage business in their state.

NEWS: FHA latest mortgage servicers to relax standards during NOVEL CORONAVIRUS FALLOUT.

FHA MORTGAGE APPLICATIONS surge 30% as MORTGAGE RATES PLUNGE to historic lows.
The Federal Mortgage Servicers recently joined FANNIE MAE and FREDDIE MAC in offering alternatives to traditional appraisals and employment verifications.

Some of the advantages of an FHA HOME MORTGAGE:

Lower credit requirements, income verification, employee verification, and underwriting fees
Very little paperwork
Easily increase or decrease the length of the term of your existing loan
Take advantage of current low interest rates
Free 24 Hour Approval >>> Apply Now

Buying your First Home?

April 24, 2021
First Time Home Buyers searching for loan assistance can now take advantage of FHA Government Loans First Time Home Buyer Programs that can require as little as 3 % down. Read more>>>

FHA Refinance Programs (now at the lowest rates in 22 years)

March 22, 2021
The past few weeks have been a joy ride for homeowners looking to refinance, with refinance rates and FHA mortgage rates all dipping. Homeowners have scrambled to get their mortgages modified to ease debt pressure. With the proactive help from the government, even banks have been able to keep FHA loans rate as low as possible as FHA Refinance rates dropping to historic lows. The final months of 2010 are being regarded as the best time to refinance in almost 30 years. Read more>>>

FHA Loans for a fixer-upper (203k Program)

March 28, 2021
The Section 203(k) program is the Department of Housing and Urban Development (HUD), primary program for the rehabilitation and repair of single family properties These programs operate through FHA-approved lending institutions which submit applications to have the property appraised and have the buyer's credit approved. These lenders fund the mortgage loans which the Department insures. Read more>>>

The FHA in your State

Need a Larger Map? Click here >>>

Financial assistance for Seniors

January 9, 2021
Many older Americans need greater financial security to supplement social security, meet unexpected medical expenses, make home improvements, and more. One of the nations fastest growing solutions is a Reverse Mortgage. Read more>>>

FHA Loan Information

The FHA (Federal Housing Administration) does not lend money. The FHA is part of HUD & backs individual FHA Approved Lenders.

Our responsibility is to help you find the best FHA Approved Lender who can help you secure financing.

When you fill in our short application we will provide your information to one, (and only one) FHA Approved Lender who can help you based upon many factors, including your State, the type of FHA Loan, and your Credit History.

Note: We are not affiliated with the Department of Housing and Urban Development, or any other government agency. We are an FHA Educational Resource.

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FHA News & Information

30-year fixed, 15-year fixed and 5/1 ARM rates are at record lows according to a survey of current mortgage rates published by National Lenders.
FHA Home Loan: A Smart Choice When Rates Are Low. As people watch mortgage interest rates move upward, they might be wondering whether there is a mortgage out there for them. The FHA home loan could be something to look into, depending on one's savings, credit score, income and future needs. (03/17/20)
On Dec. 27, the Department of Housing and Urban Development announced that premium rates for mortgage insurance on loans backed by the Federal Housing Administration would drop by a quarter of a percentage point. (12/27/19).